{"id":14,"date":"2026-11-03T16:48:25","date_gmt":"2026-11-03T16:48:25","guid":{"rendered":"https:\/\/bankcardbonuses.com\/?page_id=14"},"modified":"2026-11-03T16:48:25","modified_gmt":"2026-11-03T16:48:25","slug":"home-complete-promotions-page","status":"publish","type":"page","link":"https:\/\/bankcardbonuses.com\/","title":{"rendered":"Home \u2014 Complete Promotions Page"},"content":{"rendered":"\r\n<div class=\"wp-block-group eh-full-page is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<div class=\"wp-block-group eh-hero is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<div class=\"wp-block-group eh-disclosure-row is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<p class=\"eh-disclosure wp-block-paragraph\">We independently select all products and services. While we earn a commission from partner links, commissions do not affect our editors\u2019 opinions or evaluations. <\/p>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Advertiser Disclosure<\/summary>\r\n\r\n<div class=\"wp-block-group eh-disclosure-body is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\">The Forbes Advisor editorial team is independent and objective. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. This compensation comes from two main sources. First, we provide paid placements to advertisers to present their offers. The compensation we receive for those placements affects how and where advertisers\u2019 offers appear on the site.  This site does not include all companies or products available within the market.  Second, we also include links to advertisers\u2019 offers in some of our articles; these \u201caffiliate links\u201d may generate income for our site when you click on them. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Advisor. While we work hard to provide accurate and up to date information that we think you will find relevant, Forbes Advisor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof. Here is a list of our partners who offer products that we have affiliate links for.<\/p>\r\n\r\n<\/div>\r\n\r\n<\/details>\r\n\r\n<\/div>\r\n\r\n<p class=\"eh-breadcrumbs wp-block-paragraph\">ADVISOR \u203a BANKING \u203a BEST BANK BONUSES AND PROMOTIONS OF OCTOBER 2026<\/p>\r\n\r\n<h1 class=\"wp-block-heading\">Bonuses And Promotions Of October 2026: Earn Up To $900 In Bonuses<\/h1>\r\n\r\n<p class=\"eh-date wp-block-paragraph\">Audited &amp; Verified: Nov 2, 2026, 10:40am<\/p>\r\n\r\n<div class=\"wp-block-columns eh-authors is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<div class=\"wp-block-group eh-author is-layout-flow wp-block-group-is-layout-flow\">\r\n<figure class=\"eh-site-image eh-author-image wp-block-elevated-health-site-image\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/5e13923e0c-Taylor-Bio-Photo-2-88x88.jpeg\" alt=\"Taylor Medine\" loading=\"lazy\"><\/figure>\r\n<p class=\"wp-block-paragraph\">Written By <strong>Taylor Medine<\/strong><\/p>\r\n\r\n<p class=\"eh-muted wp-block-paragraph\">Staff Writer<\/p>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<div class=\"wp-block-group eh-author is-layout-flow wp-block-group-is-layout-flow\">\r\n<figure class=\"eh-site-image eh-author-image wp-block-elevated-health-site-image\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/1b2f260abe-1719585593734.jpg\" alt=\"Michael Benninger\" loading=\"lazy\"><\/figure>\r\n<p class=\"wp-block-paragraph\">Fact Checked By <strong>Michael Benninger<\/strong><\/p>\r\n\r\n<p class=\"eh-muted wp-block-paragraph\">Staff Editor<\/p>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<div class=\"wp-block-columns eh-analysis is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"eh-eyebrow wp-block-paragraph\">HOW WE ANALYZED<\/p>\r\n\r\n<p class=\"wp-block-paragraph\">To determine the best bank bonuses, we analyzed 161 promotions, considering factors like bonus values and actions required to obtain the bonus. Then, we narrowed down the list by scoring critical features and ranking bonuses from the highest to lowest rating. <a href=\"#methodology\">Read our methodology.<\/a><\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<div class=\"wp-block-group eh-analysis-disc is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<p class=\"eh-chart-brand wp-block-paragraph\">Forbes<\/p>\r\n\r\n<\/div>\r\n\r\n<div class=\"wp-block-group eh-analysis-weights is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><span>25%<\/span> <strong>Bonus value<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\"><span>25%<\/span> <strong>Actions required to obtain bonus<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\"><span>25%<\/span> <strong>Bonus per dollar deposited<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\"><span>13%<\/span> <strong>Days to obtain bonus<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\"><span>7%<\/span> <strong>Account minimums<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\"><span>5%<\/span> <strong>Fees<\/strong><\/p>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<div class=\"wp-block-group eh-quick-dive is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h2 class=\"wp-block-heading\">Quick Dive<\/h2>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">\u200bBanks may offer a one-time cash reward for meeting deposit conditions. See our picks for the top bank bonuses and get expert insights on bonus hunting to make sure you\u2019re not leaving money on the table.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><a href=\"#comparison-the-best-bank-bonuses-and-promotions\">Top Editorial Picks<\/a>\r\n            <a href=\"#compare-conditions-to-obtain-bank-bonuses\">Dive into the data<\/a><\/p>\r\n\r\n<\/div>\r\n\r\n<div class=\"wp-block-group eh-featured is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h2 class=\"wp-block-heading\" id=\"featured-picks\">Compare the Best Bank Account Bonuses and Promotions<\/h2>\r\n\r\n<div class=\"wp-block-columns eh-recommendations is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<div class=\"wp-block-group eh-recommendation is-layout-flow wp-block-group-is-layout-flow\">\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/ecea306a5b-chase-logo-removebg-preview.png\" alt=\"Chase Total Checking\u00ae + Chase Savings\u2120\" loading=\"lazy\"><\/figure>\r\n<h3 class=\"wp-block-heading\">Chase Total Checking\u00ae + Chase Savings\u2120<\/h3>\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Best for Savers<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">Chase provides a sky-high cash bonus of $900 if you open a checking account with a savings account and deposit a large sum.<\/p>\r\n\r\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\r\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&amp;offerid=1962147.224&amp;type=3&amp;subid=0\">Learn More<\/a><\/div>\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<div class=\"wp-block-group eh-recommendation is-layout-flow wp-block-group-is-layout-flow\">\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/039848a944-capital-one-logo.png\" alt=\"Capital One 360 Checking Account\" loading=\"lazy\"><\/figure>\r\n<h3 class=\"wp-block-heading\">Capital One 360 Checking Account<\/h3>\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Best for Online-Only Banking<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">Capital One is worth a look for its Earn $250 bonus on the Capital One 360 Checking Account, which has no monthly fees, no overdraft fees and a user-friendly app available for iOS and Android.<\/p>\r\n\r\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\r\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/mktp.us\/capone_checking_organic\">Learn More<\/a><\/div>\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<div class=\"wp-block-group eh-recommendation is-layout-flow wp-block-group-is-layout-flow\">\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/f680c23bce-SoFi-logo-crop.png\" alt=\"SoFi Checking and Savings Account\" loading=\"lazy\"><\/figure>\r\n<h3 class=\"wp-block-heading\">SoFi Checking and Savings Account<\/h3>\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Best for High APYs<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">SoFi bank accounts feature a straightforward cash bonus program, awarding $50 or $400 if you meet conditions. Plus, accounts have no monthly fees and APYs are significantly higher than the national average.<\/p>\r\n\r\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\r\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/refer.sofi.com\/c\/1955282\/2248974\/11190?adcampaigngroup=bank&amp;adnetwork=BD\">Learn More<\/a><\/div>\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<div class=\"wp-block-group eh-recommendation is-layout-flow wp-block-group-is-layout-flow\">\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/2a4964bbcd-Associated-Bank-Checking.png\" alt=\"Associated Bank Checking\" loading=\"lazy\"><\/figure>\r\n<h3 class=\"wp-block-heading\">Associated Bank Checking<\/h3>\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Best for High Balances<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">\u200bAssociated Bank Checking offers generous account benefits and the second-highest bank bonus on our list (up to $600) for account owners with high average daily balances.<\/p>\r\n\r\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\r\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.forbes.com\/advisor\/banking\/best-bank-bonuses-promotions\/#associated_bank_checking\">Learn More<\/a><\/div>\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<div class=\"wp-block-group eh-recommendation is-layout-flow wp-block-group-is-layout-flow\">\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/a3392ca129-huntington_bank_mortgage-removebg-preview.png\" alt=\"Huntington Perks Checking\" loading=\"lazy\"><\/figure>\r\n<h3 class=\"wp-block-heading\">Huntington Perks Checking<\/h3>\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Best for ATM Fee Reimbursements<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">Huntington Bank provides Huntington Perks Checking with a generous $400 bonus, and accounts have no monthly fee and provide five free out-of-network fee reimbursements per month.<\/p>\r\n\r\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\r\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.forbes.com\/advisor\/banking\/best-bank-bonuses-promotions\/#huntington_perks_checking\">Learn More<\/a><\/div>\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<div class=\"wp-block-group eh-recommendation is-layout-flow wp-block-group-is-layout-flow\">\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/33dc1b8cc3-53-bank-1.png\" alt=\"Fifth Third Momentum\u00ae Checking\" loading=\"lazy\"><\/figure>\r\n<h3 class=\"wp-block-heading\">Fifth Third Momentum\u00ae Checking<\/h3>\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Best for Fast Cash<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">Fifth Third Momentum\u00ae Checking provides a quick $300 bonus for new account holders that can arrive in your account as soon as 10 business days after meeting eligibility requirements.<\/p>\r\n\r\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\r\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.forbes.com\/advisor\/banking\/best-bank-bonuses-promotions\/#fifth_third_momentum_checking\">Learn More<\/a><\/div>\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<div class=\"wp-block-group eh-recommendation is-layout-flow wp-block-group-is-layout-flow\">\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/f4067969de-equitybank_header_logo.svg\" alt=\"Equity Bank Simply Free Checking and Savings\" loading=\"lazy\"><\/figure>\r\n<h3 class=\"wp-block-heading\">Equity Bank Simply Free Checking and Savings<\/h3>\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Best for No Maintenance or ATM Fees<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">Equity Bank offers a tidy $400 bonus when you open a checking and savings account and receive qualifying direct deposits. It also has no maintenance or ATM fees to worry about.<\/p>\r\n\r\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\r\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.forbes.com\/advisor\/banking\/best-bank-bonuses-promotions\/#equity_bank_simply_free_checking_and_savings\">Learn More<\/a><\/div>\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<div class=\"wp-block-group eh-methodology is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h2 class=\"wp-block-heading\" id=\"methodology\">How We Picked the Best Bank Bonuses and Promotions<\/h2>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" open><summary>Overview<\/summary>\r\n\r\n<p class=\"wp-block-paragraph\">To identify the top bank bonuses, we looked at bonuses from major bank account issuers and evaluated promotion terms and account details across various key categories. We ranked across 15 data points to determine which bonuses and promotions offer the highest reward with attainable eligibility conditions.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Read More<\/p>\r\n\r\n\r\n<h3 class=\"wp-block-heading\">How We Picked the Best Bank Bonuses and Promotions<\/h3>\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>161\r\nPromotions considered\r\nWe looked at accounts from top financial institutions.<\/li>\r\n\r\n<li>18\r\nAspects examined\r\nWe evaluated each bank bonus on 18 discrete dimensions.<\/li>\r\n\r\n<li>2,800+\r\nFactors considered\r\nWe analyzed more than 2,800 data points to determine the best bonuses.<\/li>\r\n<\/ul>\r\n\r\n<\/details>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Methodology<\/summary>\r\n\r\n<p class=\"wp-block-paragraph\">\u200bTo create this list of best bank bonuses, Forbes Advisor examined 161 promotions offered by dozens of financial institutions. These included brick-and-mortar banks, credit unions, online banks and financial technology companies.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">\u200bWe analyzed each promotion on 15 data points across categories, such as bonus value, direct deposit and transaction requirements, bonus evaluation periods, account minimums, maintenance fees, overdraft fees and ATM access.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">\u200bThe following is the weighting we assigned to each category:<\/p>\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>\u200bBonus value: 25%<\/li>\r\n<\/ul>\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>\u200bActions required to obtain bonus: 25%<\/li>\r\n<\/ul>\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>\u200bBonus per dollar deposited: 25%<\/li>\r\n<\/ul>\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>\u200bDays to obtain bonus: 13%<\/li>\r\n<\/ul>\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>\u200bAccount minimums: 7%<\/li>\r\n<\/ul>\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>\u200bFees: 5%<\/li>\r\n<\/ul>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Read More<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">(25%)\r\n                        Bonus value<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">(25%)\r\n                        Actions required to obtain bonus<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">(25%)\r\n                        Bonus per dollar deposited<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">(13%)\r\n                        Days to obtain bonus<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">(7%)\r\n                        Account minimums<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">(5%)\r\n                        Fees<\/p>\r\n\r\n<\/details>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Our Team<\/summary>\r\n\r\n<p class=\"wp-block-paragraph\">\u200bOur team has over a decade of experience reviewing financial products, including checking accounts, savings accounts, money market accounts and more. We\u2019re passionate about helping consumers maximize yields while keeping banking fees as low as possible.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Read More<\/p>\r\n\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" fetchpriority=\"low\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/60ef6ab0a0-Taylor-Bio-Photo-2.jpeg\" alt=\"Taylor Medine\" loading=\"lazy\"><\/figure>\r\n\r\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.forbes.com\/advisor\/author\/tmedine\/\">Taylor Medine<\/a><\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Staff Writer<\/p>\r\n\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" fetchpriority=\"low\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/1b2f260abe-1719585593734.jpg\" alt=\"Michael Benninger\" loading=\"lazy\"><\/figure>\r\n\r\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.forbes.com\/advisor\/author\/mbenninger\/\">Michael Benninger<\/a><\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Staff Editor<\/p>\r\n\r\n\r\n<h4 class=\"wp-block-heading\">Taylor Medine<\/h4>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Taylor Medine is a senior staff writer for Forbes Advisor with over 10 years of experience writing guides and articles that demystify personal finance topics, such as how to repay debt and how to increase yields on banking products. Before joining Forbes Advisor, she freelanced for Experian, Credit Karma, Bankrate and more.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Expertise:<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Federal student aid<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Student loans<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Personal loan<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Business loans<\/p>\r\n\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" fetchpriority=\"low\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/60ef6ab0a0-Taylor-Bio-Photo-2.jpeg\" alt=\"Taylor Medine\" loading=\"lazy\"><\/figure>\r\n\r\n<h4 class=\"wp-block-heading\">Michael Benninger<\/h4>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Michael is the managing editor of banking content at Forbes Advisor, with more than 15 years of experience in the personal finance space. His work has been published by Intuit, Insider and the Los Angeles Times, and he\u2019s been quoted by The Street and Yahoo Finance, among other news outlets.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Expertise:<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Banking<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Checking<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Savings<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Certificates of deposit<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Money market accounts<\/p>\r\n\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" fetchpriority=\"low\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/1b2f260abe-1719585593734.jpg\" alt=\"Michael Benninger\" loading=\"lazy\"><\/figure>\r\n<\/details>\r\n\r\n<\/div>\r\n\r\n<div class=\"wp-block-group eh-accounts-section is-layout-flow wp-block-group-is-layout-flow\" id=\"accounts\">\r\n    <section class=\"eh-comparison alignwide wp-block-elevated-health-account-comparison\" data-default-category=\"Checking\" data-default-type=\"Consumer Checking\" data-page-size=\"4\" data-deposit-amount=\"20000\">\r\n      <h2 class=\"eh-heading\">Top Checking Accounts for November 2, 2026<\/h2>\r\n      <div class=\"eh-layout\"><aside class=\"eh-filters\" aria-label=\"Filter accounts\"><h3>Filter Results<\/h3><div class=\"eh-category-filters\"><\/div><fieldset class=\"eh-type-filters\"><legend>Select account type<\/legend><div><\/div><\/fieldset><label class=\"eh-deposit-label\">Deposit Amount <input class=\"eh-deposit\" type=\"number\" min=\"0\" step=\"1\" value=\"20000\"><\/label><button class=\"eh-reset\" type=\"button\">Reset filters<\/button><\/aside>\r\n      <div class=\"eh-results\"><div class=\"eh-result-toolbar\"><p class=\"eh-result-count\" role=\"status\"><\/p><label>Sort by <select class=\"eh-sort\"><option value=\"default\">Recommended<\/option><option value=\"apy-desc\">APY: High to Low<\/option><option value=\"apy-asc\">APY: Low to High<\/option><option value=\"deposit-asc\">Min. Deposit: Low to High<\/option><option value=\"deposit-desc\">Min. Deposit: High to Low<\/option><\/select><\/label><\/div><ul class=\"eh-accounts\">\r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Business Checking\" data-deposit=\"100\" data-apy=\"0\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/14de3bb608-Bank-of-America-Logo.png\" alt=\"\" loading=\"lazy\"><h3>Bank of America\u00ae Business Advantage Banking<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>N\/A<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>$400 or $750 Offer<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$100<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/www.jdoqocy.com\/click-9311742-17226131\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>Bank of America, N.A.<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-1\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; Bank of America\u00ae Business Advantage Banking is a checking account with 2 options. Pick the 1 that works best for you.<\/p>\n<p>&#8211; Digital account management tools when enrolled in Business Advantage 360.<\/p>\n<p>\u2028     &#8211; Efficiency tools like Cash Flow Monitor\u00ae and Connect Apps, Erica\u00ae, Mobile Check Deposits and more.<\/p>\n<p>\u2028     &#8211; Easy QuickBooks\u00ae integration.<\/p>\n<p>\u2028     &#8211; Customize account access per employee.<\/p>\n<p>\u2028     &#8211; Debit card controls. Temporarily lock a misplaced card quickly and easily to help prevent unauthorized use.<\/p>\n<p>\u2028     &#8211; Custom alerts. Know now and react fast to important account changes. You can set custom alerts via email or text for things like a low balance, a pending deposit, and more.<\/p>\n<h4>Current Promotion<\/h4><p>The $400 or $750 cash bonus offer is an ONLINE ONLY offer and must be opened through the  Bank of America promotional page: https:\/\/promotions.bankofamerica.com\/smallbusiness\/biz2toffer. The offer is for new eligible business checking customers only. Offer expires 12\/31\/2026. To qualify, open a new Business Advantage Relationship Banking or Business Advantage Fundamentals\u2122 Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (\u201cDeposit Period\u201d). At the end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you are eligible for. $5.000 Balance Requirement: $400 Cash Bonus Tier; $15,000 Balance Requirement; $750 Cash Bonus Tier. Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**.  After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days. Additional terms and conditions apply. See offer page for more details.  *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.   ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Consumer Checking\" data-deposit=\"0\" data-apy=\"0\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/ecea306a5b-chase-logo-removebg-preview.png\" alt=\"\" loading=\"lazy\"><h3>Chase Total Checking\u00ae<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>N\/A<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>$400<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=1962147.224&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Chase&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-2\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>No minimum deposit to open the account.<\/p>\n<p>$15 or $0 with one of the following, each monthly statement period: $500+ in qualifying electronic deposits OR $1,500+ balance at the beginning of each day OR $5,000+ average beginning day balance in this account, or in combination with any linked qualifying personal deposits or in investments OR Link this account to a qualifying checking account<\/p>\n<p><\/p>\n<p><strong>Disclosures<\/strong><\/p>\n<p>*With Chase Overdraft Assist\u2120, we won\u2019t charge an Overdraft Fee if you\u2019re overdrawn by $50 or less at the end of the business day OR if you\u2019re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.<\/p>\n<h4>Current Promotion<\/h4><p>New Chase checking customers enjoy a $400 bonus when you open a Chase Total Checking\u00ae account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"4\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/5cf4a36822-23-LOB-Forbes-RateTable_Personal-e1682697963280-300x151.png\" alt=\"\" loading=\"lazy\"><h3>Live Oak Personal Savings<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.00%**<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=2097707.9&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Live Oak Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-3\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Earn a top-tier APY that is consistently higher than the national average.*<\/p>\n<p>Keep more of what you earn with no monthly maintenance fees and earn our high-yield APY with as little as a $0.01 deposit.<\/p>\n<p>Two-factor authentication and real-time fraud monitoring work behind the scenes, while FDIC insurance protects your deposits up to $250,000 per depositor.<\/p>\n<p><\/p>\n<p>**Click here for terms and conditions: <a href=\"https:\/\/info.liveoak.bank\/personal-savings#page-disclosures\">https:\/\/info.liveoak.bank\/personal-savings#page-disclosures<\/a><\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"4\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/c6d0030bb7-Sallie_logo_rasp-1.png\" alt=\"\" loading=\"lazy\"><h3>Sallie Mae High-Yield Savings Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.00%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/mktp.us\/sallie_logo_HYSA_campaign\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Sallie Mae&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-4\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; No minimum deposit required<\/p>\n<p>&#8211; No monthly maintenance fees<\/p>\n<p>&#8211; Free transfers<\/p>\n<p>&#8211; FDIC-insured<\/p>\n<p>&#8211; Easy online account management<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"100\" data-apy=\"3.2\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/f100c24c39-quontic-logo-no-tag-.png\" alt=\"\" loading=\"lazy\"><h3>Quontic Bank High Yield Savings<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>3.20%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$100<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=1328517.46&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Quontic Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-5\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Interest is compounded daily and credited monthly. There is a $10 excess transaction fee for certain transactions over six from the account per account statement cycle.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"3.65\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/a9d4a91863-barclays-ar21-1-1.png\" alt=\"\" loading=\"lazy\"><h3>Barclays Tiered Savings<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>Up to 3.65%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>$200 Bonus with qualifying activities. Terms Apply*<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/www.jdoqocy.com\/click-9311742-15623682\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Barclays&#039; Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-6\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p><strong>Barclays Tiered Savings<\/strong><\/p>\n<p>&#8211; $200 Bonus with qualifying activities. Terms Apply*<\/p>\n<p>&#8211; Earn up to 3.65% APY on balances of $250,000 or greater and 3.50% APY on balances below $250,000<\/p>\n<p>&#8211; No monthly maintenance fees or minimum deposit requirement<\/p>\n<p>&#8211; 24\/7 online account access<\/p>\n<h4>Current Promotion<\/h4><p>*Available to new to bank customers (existing Savings and CD accounts holders are not eligible). Deposit $25,000+ within 30 days of account opening and maintain a balance of $25,000 or more for 120 days, receive $200 to the account within 60 days after the requirements have been completed.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Consumer Checking\" data-deposit=\"25\" data-apy=\"0.005\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/0073200bea-US_Bank_logo_red_blue_RGB_8.31-1.jpg\" alt=\"\" loading=\"lazy\"><h3>U.S. Bank Smartly\u00ae Checking<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>up to .005%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>Up to $450*<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$25<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/usbankconsumer.sjv.io\/c\/1955282\/4005899\/31404?sharedid=RT\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On U.S. Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-7\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Get started on your path to better banking with U.S. Bank Smartly\u00ae Checking, an account made for more.<\/p>\n<p><\/p>\n<p>\u2022 Be rewarded as your relationship grows with automatic access to U.S. Bank Smart Rewards\u00ae with benefits like fee waivers, loan discounts, and more with qualifying activities<\/p>\n<p>\u2022 Start off on the right foot with no monthly maintenance fee for the first two statement periods, then multiple ways to waive after that<\/p>\n<p>\u2022 Pair with U.S. Bank Smartly\u00ae Savings to unlock higher rates on your savings<\/p>\n<p>\u2022 Get helpful insights, track spending, and manage bills &amp; subscriptions with the U.S. Bank Mobile App<\/p>\n<p><\/p>\n<p>U.S. Bank Smartly\u00ae Checking may not be available if you live outside of the U.S. Bank footprint. Member FDIC.<\/p>\n<h4>Current Promotion<\/h4><p>*\u2022Earn up to $450 when you open a new U.S. Bank Smartly\u00ae Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through November 10, 2026. Member FDIC.<br \/>\n\u2022Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"4.2\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/3156afa7f0-HPPN_LC_logo_h_pos_clr_rgb_260401.png\" alt=\"\" loading=\"lazy\"><h3>Happen Bank LevelUp Savings Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.20%*<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=1994281.17&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Happen Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-8\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; No Fees.<\/p>\n<p>&#8211; Free unlimited external transfers.<\/p>\n<p>&#8211; No minimum to open balance requirement.<\/p>\n<\/p>\n<p><strong>*Disclosure:<\/strong><\/p>\n<p>Accounts subject to approval. No minimum to open. Please see Product Terms &amp; Conditions for additional product details. Visit our Help Center for additional information.<br \/>\nLevelUp Rate of 4.20% Annual Percentage Yield (\u201cAPY\u201d) is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period. Otherwise, accounts will earn the Standard Rate of 3.00% APY. Interest payments, account bonuses, account credits and reversals or refunds from the bank are not considered deposits for rate evaluation purposes. All LevelUp Savings accounts earn the LevelUp Rate at account opening and continue to earn the LevelUp Rate until the First Evaluation Period, to provide an opportunity to set up deposits.<br \/>\nAn Evaluation Period is a statement cycle. The First Evaluation Period will be the third statement cycle after you open your account, with any rate change becoming effective the next statement cycle. For example, if you open in August, the first Evaluation Period would be October with any rate change effective in November. Any rate changes will take place at the end of the first business day of the month and will be based on deposits in the previous statement cycle.<br \/>\n APY accurate as of 09\/22\/2026. While accounts will not move from the LevelUp Rate prior to the First Evaluation Period, the LevelUp Rate is variable and subject to change at any time, including prior to the First Evaluation Period. $0 minimum opening deposit.\u202fAdditional information can be found in the Product Terms &amp; Conditions and FAQs.\u202f<br \/>\nFDIC-insured up to $250,000 per depositor for each ownership category.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"CD\" data-account-type=\"\" data-deposit=\"0\" data-apy=\"4.5\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">CD<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/98acff6d0c-47380_4-2.jpg\" alt=\"\" loading=\"lazy\"><h3>Synchrony Bank 15-Month CD<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.50%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=2092763.2108&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Synchrony Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-9\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; Open a CD Account with Great Rates and No Minimum Deposit.<\/p>\n<p>&#8211; No minimum balance. <\/p>\n<p>&#8211; No monthly fees. <\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"3.2\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/da8d433cef-amex-savings-v2.png\" alt=\"\" loading=\"lazy\"><h3>American Express\u00ae High Yield Savings Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>3.20%*<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/goto.americanexpress.com\/c\/1955282\/2902674\/7445?sharedid=FO22110048&#038;prodsku=REGULAR-SAVINGS\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On American Express National Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-10\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; Earn more interest than your average Savings with High Yield Savings Account.<\/p>\n<p>&#8211; No minimum deposit requirements, and no monthly fees.*<\/p>\n<p>&#8211; Access to customer service 24\/7.<\/p>\n<p>&#8211; Savings balances are FDIC-insured up to $250,000 per depositor, per account ownership type.<\/p>\n<\/p>\n<p>&#8211; Strengthened by the service and reliability of American Express.<\/p>\n<p><strong>*Disclosure:<\/strong><\/p>\n<p>There is no minimum balance required to open your Account, to avoid being charged a fee, or to obtain the Annual Percentage Yield (APY) disclosed to you.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"4.1\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/c768f8e36f-always-bank-logo.png\" alt=\"\" loading=\"lazy\"><h3>Always.bank Personal Savings Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.10%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/api.fintelconnect.com\/t\/l\/69c554a46826ed1005491bd2\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Always.bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-11\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>A high-yield savings option built for modern financial goals.<\/p>\n<p>Save smarter with Always.bank.<\/p>\n<p>Digital-first convenience \u2014 easy to manage savings online<\/p>\n<p>Simple, straightforward savings built for customers who want a strong rate without complexity.<\/p>\n<p><\/p>\n<p>Member of the FDIC<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Consumer Checking\" data-deposit=\"0\" data-apy=\"0\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/ecea306a5b-chase-logo-removebg-preview.png\" alt=\"\" loading=\"lazy\"><h3>Chase Secure Banking\u2120<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>N\/A<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>$175<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=2078576.238&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Chase&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-12\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>New Chase checking customers enjoy a $175 checking account bonus when you open a Chase Secure Banking\u2120 account with qualifying transactions. Qualifying transactions include debit card purchases, Zelle\u00ae, ACH credits, Chase QuickDeposit\u2120 or online bill payments. Your bonus will appear in your account within 15 days after completing the qualifying transactions.<\/p>\n<h4>Current Promotion<\/h4><p>New Chase checking customers enjoy a $175 checking account bonus when you open a Chase Secure Banking\u2120 account with qualifying transactions. Qualifying transactions include debit card purchases, Zelle\u00ae, ACH credits, Chase QuickDeposit\u2120 or online bill payments. Your bonus will appear in your account within 15 days after completing the qualifying transactions.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Consumer Checking\" data-deposit=\"0\" data-apy=\"0.1\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/b0e6eda379-image-47.png\" alt=\"\" loading=\"lazy\"><h3>Capital One 360 Checking\u00ae<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>0.10%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>$250<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/mktp.us\/capone_checking_rtsem\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Capital One&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-13\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; Earn a $250 bonus with fee-free 360 Checking.<\/p>\n<p>&#8211; 70,000+ fee-free ATMs.<\/p>\n<p>&#8211; 24\/7 mobile banking with our top-rated mobile app.<\/p>\n<h4>Current Promotion<\/h4><p>*Earn a $250 bonus with 360 Checking. Open a new account on or after August 22, 2024 using the promo code CHECKING250, then set up and receive at least 2 qualifying direct deposits of $500 or more within 75 days of account opening. Terms Apply.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Business Checking\" data-deposit=\"25\" data-apy=\"0\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/21c26cc46e-WF-Business.png\" alt=\"\" loading=\"lazy\"><h3>Wells Fargo Initiate Business Checking\u00ae<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>N\/A<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>Earn up to an $825 bonus*<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$25<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=2107967.37&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>Wells Fargo Bank, N.A.<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-14\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Earn up to an $825 new business checking customer bonus when you open an Initiate Business Checking\u00ae account and complete qualifying activities.*<\/p>\n<p> &#8211; Over 11,000 ATMs across the country<\/p>\n<p> &#8211; Mobile and online banking<\/p>\n<p> &#8211; Ways to avoid the monthly service fee<\/p>\n<h4>Current Promotion<\/h4><p>Open a new eligible business checking account by November 10, 2026. To earn a cash bonus, deposit at least $2,500 within 30 days of account opening, maintain that balance through day 60, and complete 5 qualifying posted transactions within the 60\u2011day qualification period. Your balance on day 30 determines your bonus: earn $400 with a balance of $2,500\u2013$9,999, $550 with $10,000\u2013$24,999, or $825 with $25,000 or more. For new business checking customers only.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Business Checking\" data-deposit=\"0\" data-apy=\"0\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\"><\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/7d3226b458-ramp.webp\" alt=\"\" loading=\"lazy\"><h3>Ramp Business Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>N\/A<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/api.fintelconnect.com\/t\/l\/68b07d60cc2c81001c1be394\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Ramp\u2019s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-15\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; Earn 2.5%\u00b9 on fully liquid cash in the Ramp Business Account\u00b2<\/p>\n<p>&#8211; No monthly fees, minimums, tiered earnings, or transfer caps<\/p>\n<p>&#8211; Free wires (domestic and international) and same-day ACH for Ramp bill pay and reimbursements<\/p>\n<p><\/p>\n<p><strong>Disclosures:<\/strong><\/p>\n<p>\u00b9Get up to 2.5% in the form of annual cash rewards on eligible funds in your Ramp Business Account. Cash rewards are paid by Ramp Business Corporation and not by First Internet Bank of Indiana, Member FDIC. Cash rewards are subject to change. See the Business Account Addendum for more information.\u2028\u00b2Ramp Business Corporation is not a bank. Bank deposit services provided by First Interenet Bank of Indiana, Member FDIC.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"CD\" data-account-type=\"\" data-deposit=\"0\" data-apy=\"4.5\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">CD<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/b3261b60ea-capital-one-logo-3.webp\" alt=\"\" loading=\"lazy\"><h3>Capital One Certificate of Deposit<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.50%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/mktp.us\/capone_cd_lto_rtsem\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Capital One&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-16\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p><strong>Only a few days left for this limited-time CD rate. Lock in guaranteed returns today.<\/strong><\/p>\n<p><\/p>\n<p>No minimum deposit<\/p>\n<p>No minimum balance required<\/p>\n<h4>Current Promotion<\/h4><p>Only a few days left for this limited-time CD rate. Lock in guaranteed returns today.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Consumer Checking\" data-deposit=\"50\" data-apy=\"0.05\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/8ab7ba38c3-KeyBank-logo-RGB.jpg\" alt=\"\" loading=\"lazy\"><h3>Key Select Checking\u00ae<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>0.05%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>$500<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$50<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=1855063.23&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On KeyBank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-17\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Key Select Checking\u00ae is a premium checking account that earns interest and a $100 cash bonus year after year with qualifying activities and has a waivable monthly maintenance fee.<\/p>\n<p><\/p>\n<p>&#8211; $25 monthly fee is waived for the first 3 months or when requirements are met<\/p>\n<p>&#8211; No minimum balance required<\/p>\n<p>&#8211; Early Pay: Get paid up to two days early with eligible direct deposits to a KeyBank account.<\/p>\n<p>&#8211; EasyUp\u00ae, Automatic Savings: Use EasyUp to build up savings or pay down debt without even thinking about it.<\/p>\n<p>&#8211; Key Coverage Zone\u00ae: If your account\u2019s overdrawn by $20 or less at the end of the day, you won\u2019t see an overdraft fee from KeyBank.<\/p>\n<p>&#8211; Easy Direct Deposit Set Up: Sign on to online or mobile banking to have your paychecks or other recurring payments automatically deposited to your Key account quickly and securely.<\/p>\n<p><\/p>\n<p>Geographic restrictions apply and account opening is subject to approval.<\/p>\n<p>Offer is available in these states: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA<\/p>\n<h4>Current Promotion<\/h4><p>Bonus Required Activities: Open a Key Select Checking\u00ae account online by December 11, 2026. Make the minimum opening deposit of $50 and make a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening. Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"4.4\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/82fc95acc3-SoFi_logo.svg.png\" alt=\"\" loading=\"lazy\"><h3>SoFi Checking and Savings<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>Up to 4.40%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>$50 or $400 with eligible direct deposit*<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/refer.sofi.com\/c\/1955282\/3839196\/11190?adcampaigngroup=bank&#038;adnetwork=BD?sharedID=RT\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On SoFi\u2019s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-18\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; No account fees**<\/p>\n<p>&#8211; No minimum deposit requirement<\/p>\n<p><\/p>\n<p><strong>Disclosures:<\/strong><\/p>\n<p>Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 9\/23\/26. There is no minimum balance requirement. Fees may reduce earnings. Additional rates and information can be found at <a href=\"https:\/\/www.sofi.com\/legal\/banking-rate-sheet\">https:\/\/www.sofi.com\/legal\/banking-rate-sheet<\/a><\/p>\n<\/p>\n<p>**We do not charge any account, service, or maintenance fees for SoFi Checking and Savings. We do charge transaction fees for outgoing wire transfers, Instant Transfers, and global remittance transfers. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at <a href=\"https:\/\/sofi.com\/legal\/banking-fees\/\">sofi.com\/legal\/banking-fees\/<\/a>.<\/p>\n<\/p>\n<p>***Earn up to 4.40% Annual Percentage Yield (APY) on one SoFi Savings account with a 1.10% APY Boost (added to the 3.30% APY as of 10\/20\/26) for up to 6 months. Open your first SoFi Checking and Savings account and receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 12\/31\/27. Rates are variable, subject to change. Terms apply at <a href=\"https:\/\/www.sofi.com\/banking#4\">sofi.com\/banking#4. <\/a> SoFi Bank, N.A. Member FDIC.<\/p>\n<h4>Current Promotion<\/h4><p>*New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more) OR $400 (with at least $5,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more). Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 5\/15\/2026 and will be available through 12\/31\/2026. Full terms at sofi.com\/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.<br \/>\nSoFi members with Eligible Direct Deposit can earn 3.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 0.80% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 9\/23\/26. Fees may reduce earnings. Additional information can be found at http:\/\/www.sofi.com\/legal\/banking-rate-sheet.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"CD\" data-account-type=\"\" data-deposit=\"0\" data-apy=\"4.75\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">CD<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/bfa2d1d13f-barclays-ar21.png\" alt=\"\" loading=\"lazy\"><h3>Barclays Certificates of Deposit &#8211; 24 Month CD<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.75%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/www.dpbolvw.net\/click-9311742-17367758\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Barclays&#039; Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-19\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>\u2028     &#8211; There\u2019s no minimum deposit required to open a Barclays Bank CD account.<\/p>\n<p>\u2028     &#8211; No monthly maintenance fees.<\/p>\n<p>\u2028     &#8211; Easy online transfers.<\/p>\n<p>\u2028     &#8211; Interest on CDs is compounded daily and credited to your account monthly.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"3.2\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/b0e6eda379-image-47.png\" alt=\"\" loading=\"lazy\"><h3>Capital One 360 Performance Savings<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>3.20%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>$0<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/mktp.us\/capitalone_hysa_a?FRBSADV_adtid=Forbes_TID_value\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Capital One&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-20\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><li>&#8211; There are no monthly fees to get between you and your money. Zero never sounded so good.<\/li>\n<li>&#8211; Manage your savings on the go with our top-rated mobile app<\/li>\n<li>&#8211; Got about 5 minutes? That\u2019s all the time it takes to get started with fee-free 360 Performance Savings.<\/li>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"3.5\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/8aa8d0bbd4-marcus-logo-fdic-cropped.webp\" alt=\"\" loading=\"lazy\"><h3>Marcus by Goldman Sachs\u00ae Online Savings Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>3.50%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/mktp.us\/marcus_dcm_seo\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Marcus by Goldman Sachs Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-21\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; The Estimated Earnings is generated by Forbes and may not reflect actual interest earned at Goldman Sachs Bank USA. Please visit Marcus website for an estimate on interest earned on a Marcus by Goldman Sachs Online Savings Account.<\/p>\n<p>&#8211; Backed by the financial expertise of Goldman Sachs.<\/p>\n<p>&#8211; No fees. No minimum deposit. <\/p>\n<p>&#8211; Contact center available 24 hours a day \/ 7 days a week. <\/p>\n<p><\/p>\n<p>Marcus was awarded #1 for Customer Satisfaction with High-Yield Savings Accounts from Online-Only Banks by JD Power and customers rated Marcus #1 for Helping Customers Grow Their Money. Marcus by Goldman Sachs received the highest score in the savings segment of the JD Power 2026 U.S. Direct Banking Satisfaction Study, which measures overall satisfaction with direct branchless banks. Visit jdpower.com\/awards for more details.<\/p>\n<h4>Current Promotion<\/h4><p>#1 in Customer Satisfaction with High-Yield Savings Accounts from Online-Only Banks \u2013 JD Power<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"4\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/c6d0030bb7-Sallie_logo_rasp-1.png\" alt=\"\" loading=\"lazy\"><h3>Sallie Mae High-Yield Savings Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.00%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/mktp.us\/sallie_hysa\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Sallie Mae&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-22\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; No minimum deposit required<\/p>\n<p>&#8211; No monthly maintenance fees<\/p>\n<p>&#8211; Free transfers<\/p>\n<p>&#8211; FDIC-insured<\/p>\n<p>&#8211; Easy online account management<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"2500\" data-apy=\"4\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/6f0e4f50a9-Ivy-Bank-Logo.png\" alt=\"\" loading=\"lazy\"><h3>Ivy Bank High-Yield Savings Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>up to 4.00%*<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$2,500<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/api.fintelconnect.com\/t\/l\/69b96acfe2be18a029061000\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Ivy Bank\u2019s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-23\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; A minimum deposit of $2,500.00 is required to open the account and earn the stated APY.<\/p>\n<p>&#8211; Minimum balance to obtain APY: $2,500. Balances between $10-$2,499.99 earn 0.05% APY.<\/p>\n<p>&#8211; Balances are FDIC insured up to $250,000 (individual) or $500,000 (joint).<\/p>\n<p>&#8211; Not available in California.<\/p>\n<p><\/p>\n<p>Disclosure:<\/p>\n<p>High-Yield Savings: Rates effective as of 9\/17\/26. Minimum opening deposit of $2,500. The minimum balance to obtain the 4.00% Annual Percentage Yield (APY) is $2,500. If your balance is between $10 &#8211; $2,499.99, the interest rate is 0.05% and the APY is 0.05%. The maximum account balance to receive the 4.00% APY is $1,000,000. This is a tiered variable rate account, and rates may change after the account is opened. Fees may reduce earnings.<\/p>\n<p>Member FDIC<\/p>\n<\/p>\n<p>Ivy Bank is a digital banking division of Cambridge Savings Bank, a Massachusetts state-chartered bank (Member FDIC, Cert. #17870). Ivy and CSB deposits are combined for FDIC insurance limits and not separately insured.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Business Checking\" data-deposit=\"0\" data-apy=\"0\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/b3261b60ea-capital-one-logo-3.webp\" alt=\"\" loading=\"lazy\"><h3>Capital One Business Checking Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>N\/A<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>$500<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/goto.capitalone.com\/c\/1955282\/3322750\/5071?sharedid=RT\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Capital One&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-24\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p> &#8211; Earn $500 with a new Capital One Business Checking account, after qualifying activities<\/p>\n<p> &#8211; 70,000+ no-fee ATMs and easy cash deposits at Capital One locations and select Allpoint ATMs<\/p>\n<p> &#8211; Unlimited free digital transactions including ACH, mobile deposits and select bill pay options<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Business Checking\" data-deposit=\"100\" data-apy=\"0\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/7bb8e76b02-live-oak-logo-full-color-1.png\" alt=\"\" loading=\"lazy\"><h3>Live Oak Bank Business Checking<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>N\/A<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$100<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=2097707.5&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Live Oak Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-25\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Business Essential Checking \u2013 Ideal for everyday business needs<\/p>\n<p>Business Plus Checking \u2013 For businesses requiring higher functionality<\/p>\n<p>Easily connect with QuickBooks\u00ae<\/p>\n<p>Unlimited number of transactions and free withdrawals at 55,000+ Allpoint\u00ae ATMs*<\/p>\n<p><\/p>\n<p><strong>Disclosures<\/strong><\/p>\n<p>*Click here for full terms and conditions: <a href=\"https:\/\/www.liveoak.bank\/business-checking\/#page-disclosures\">https:\/\/www.liveoak.bank\/business-checking\/#page-disclosures<\/a><\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"3.5\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/8aa8d0bbd4-marcus-logo-fdic-cropped.webp\" alt=\"\" loading=\"lazy\"><h3>Marcus by Goldman Sachs\u00ae Online Savings Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>3.50%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/mktp.us\/marcus_dcm_sem\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Marcus by Goldman Sachs Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-26\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; The Estimated Earnings is generated by Forbes and may not reflect actual interest earned at Goldman Sachs Bank USA. Please visit Marcus website for an estimate on interest earned on a Marcus by Goldman Sachs Online Savings Account.<\/p>\n<p>&#8211; Backed by the financial expertise of Goldman Sachs.<\/p>\n<p>&#8211; No fees. No minimum deposit. <\/p>\n<p>&#8211; Contact center available 24 hours a day \/ 7 days a week. <\/p>\n<p><\/p>\n<p>Marcus was awarded #1 for Customer Satisfaction with High-Yield Savings Accounts from Online-Only Banks by JD Power and customers rated Marcus #1 for Helping Customers Grow Their Money. Marcus by Goldman Sachs received the highest score in the savings segment of the JD Power 2026 U.S. Direct Banking Satisfaction Study, which measures overall satisfaction with direct branchless banks. Visit jdpower.com\/awards for more details.<\/p>\n<h4>Current Promotion<\/h4><p>#1 in Customer Satisfaction with High-Yield Savings Accounts from Online-Only Banks \u2013 JD Power<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"3.5\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/12dfecbf2e-vectorseek.com-Cashapp-Logo-Vector-1.png\" alt=\"\" loading=\"lazy\"><h3>Cash App Savings<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>Up to 3.50%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=1980992.21&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Cash App&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-27\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>-Unlock Cash App\u2019s highest savings interest offer of up to 3.50%.*<\/p>\n<p>-Automated savings tools to foster financial success and track goals.<\/p>\n<p>-No monthly fees or minimum balance.<\/p>\n<p>-24\/7 fraud monitoring and prevention.<\/p>\n<p><\/p>\n<p><strong>Disclosures<\/strong><\/p>\n<p><em>Cash App is a financial services platform, not a bank. Banking services provided by Cash App\u2019s bank partner(s). Savings provided by Cash App, a Block, Inc. brand.<\/em><\/p>\n<p><em>Customers can qualify for Cash App Green by spending $500 in Qualifying Purchases using your Cash App Card or Cash App Pay per month, or by depositing $300 of Qualifying Deposits per month. Eligibility restrictions apply to some benefits. See Terms and Conditions (<a href=\"https:\/\/cash.app\/legal\/us\/en-us\/tos\">https:\/\/cash.app\/legal\/us\/en-us\/tos<\/a>) for more information.<\/em><\/p>\n<p><em>To earn the highest interest rate on your Cash App savings balance, you need to (a) have a Cash App Card, or sponsor one or more sponsored accounts, and qualify for Cash App Green or (b) have a sponsored account with sponsor approval. Customers can qualify for Cash App Green by spending $500 in Qualifying Purchases using your Cash App Card or Cash App Pay per month, or by depositing $300 in Qualifying Deposits per month. See terms and conditions for more information on how to qualify.<\/em><\/p>\n<p><em>If you are signed up to earn interest, Cash App will pass through a portion of the interest paid on your savings balance held in an account for the benefit of Cash App customers at Wells Fargo Bank, N.A., Member FDIC. Exceptions may apply. Savings yield rate is subject to change.<\/em><\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Consumer Checking\" data-deposit=\"0\" data-apy=\"0.1\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/b0e6eda379-image-47.png\" alt=\"\" loading=\"lazy\"><h3>Capital One 360 Checking\u00ae<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>0.10%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>$250<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/mktp.us\/capone_checking_rtseo\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Capital One&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-28\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; Earn a $250 bonus with fee-free 360 Checking.<\/p>\n<p>&#8211; 70,000+ fee-free ATMs.<\/p>\n<p>&#8211; 24\/7 mobile banking with our top-rated mobile app.<\/p>\n<h4>Current Promotion<\/h4><p>*Earn a $250 bonus with 360 Checking. Open a new account on or after August 22, 2024 using the promo code CHECKING250, then set up and receive at least 2 qualifying direct deposits of $500 or more within 75 days of account opening. Terms Apply.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"3.9\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/ef6bd2e610-2.0_Bask_logo_rgb.png\" alt=\"\" loading=\"lazy\"><h3>Bask Bank Interest Savings Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>3.90%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=1569648.44&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Bask Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-29\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Annual Percentage Yield (APY) is variable and subject to change at any time. No minimum balance required and no monthly account fees. Must fund within 15 business days of account opening to avoid account closure.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"CD\" data-account-type=\"\" data-deposit=\"0\" data-apy=\"4.5\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">CD<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/bfa2d1d13f-barclays-ar21.png\" alt=\"\" loading=\"lazy\"><h3>Barclays Certificates of Deposit &#8211; 12 Month CD<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.50%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/www.jdoqocy.com\/click-9311742-15303875\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Barclays&#039; Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-30\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>\u2028     &#8211; There\u2019s no minimum deposit required to open a Barclays Bank CD account.<\/p>\n<p>\u2028     &#8211; No monthly maintenance fees.<\/p>\n<p>\u2028     &#8211; Easy online transfers.<\/p>\n<p>\u2028     &#8211; Interest on CDs is compounded daily and credited to your account monthly.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"CD\" data-account-type=\"\" data-deposit=\"2500\" data-apy=\"5\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">CD<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/c6d0030bb7-Sallie_logo_rasp-1.png\" alt=\"\" loading=\"lazy\"><h3>Sallie Mae Certificate of Deposit<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>5.00%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$2,500<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/mktp.us\/sallie_5ycd_semt\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Sallie Mae&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-31\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; $2,500 minimum deposit and balance<\/p>\n<p>&#8211; No monthly maintenance fees<\/p>\n<p>&#8211; Guaranteed returns<\/p>\n<p>&#8211; FDIC-insured<\/p>\n<p>&#8211; Automatic renewal option<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"3.2\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/b0e6eda379-image-47.png\" alt=\"\" loading=\"lazy\"><h3>Capital One 360 Performance Savings<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>3.20%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>$0<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/mktp.us\/capitalone_hysa_a2?FRBSADV_adtid=Forbes_TID_value\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Capital One&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-32\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><li>&#8211; There are no monthly fees to get between you and your money. Zero never sounded so good.<\/li>\n<li>&#8211; Manage your savings on the go with our top-rated mobile app.<\/li>\n<li>&#8211; Got about 5 minutes? That\u2019s all the time it takes to get started with fee-free 360 Performance Savings.<\/li>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"CD\" data-account-type=\"\" data-deposit=\"0\" data-apy=\"4.5\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">CD<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/b3261b60ea-capital-one-logo-3.webp\" alt=\"\" loading=\"lazy\"><h3>Capital One Certificate of Deposit<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.50%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/mktp.us\/capone_cd_lto_rtseo\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Capital One&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-33\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p><strong>Only a few days left for this limited-time CD rate. Lock in guaranteed returns today.<\/strong><\/p>\n<p><\/p>\n<p>No minimum deposit<\/p>\n<p>No minimum balance required<\/p>\n<h4>Current Promotion<\/h4><p>Only a few days left for this limited-time CD rate. Lock in guaranteed returns today.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"100\" data-apy=\"4.25\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/9d12a10261-cit_bank_logo_member_fdic.png\" alt=\"\" loading=\"lazy\"><h3>CIT Bank Platinum Savings<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>Up to 4.25%*<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$100<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/citbank.sjv.io\/c\/1955282\/3817527\/30164\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On CIT Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-34\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>*4.25% APY on balances of $5,000 or more, *0.75% APY with a balance of less than $5,000.<\/p>\n<p>Your CIT Bank account is FDIC insured, which mean it&#8217;s secure.<\/p>\n<p>No account opening or monthly service fees, so you can keep what you earn.<\/p>\n<p><\/p>\n<p><strong>Disclosure<\/strong><\/p>\n<p>*Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs \u2014 Annual Percentage Yields are accurate as of July 1, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.<\/p>\n<p>Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of September 21, 2026.<\/p>\n<p>*This is a limited time offer available to New and Existing customers who meet the Platinum Savings APY Boost promotion criteria. New CIT Bank Customers must use Promo Code CITBoost. Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.50% APY boost on the Platinum Savings current standard APY tiers for 6 months following the opening of a new account or when an existing Platinum Savings account is enrolled in the promotion. The Platinum Savings APY boost will be applied on account balances up to $9,999,999.00. Account balances above $9,999,999.00 will earn the standard APY. If the standard-published APY should change during the promotion period, the APY boost will move with it, offering an account APY above the standard rate. The Promotion begins on September 29, 2026, and ends December 15, 2026. Customers enrolled in the promotion prior to the end date will receive the APY boost for the 6-month period outlined in the terms and conditions. The promotion can end at any time without notice.<\/p>\n<p>For complete list of account details and fees, see our <a href=\"https:\/\/www.cit.com\/cit-bank\/resources\/forms\">Personal Account disclosures<\/a>.<\/p>\n<h4>Current Promotion<\/h4><p>Promoted Offer: 4.25% APY  on balances of $5,000 or more. Terms apply.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"500\" data-apy=\"4.01\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/65e88448c4-Advantage-wTag.jpg\" alt=\"\" loading=\"lazy\"><h3>Advantage Direct Savings\u2122, a financial service of FVCbank<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.01%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$500<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/api.fintelconnect.com\/t\/l\/67c8cbb9364ad3001bf58a8d\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On FVCbank\u2019s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-35\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; A minimum deposit to open is $500.00 and must maintain a balance of .01 to earn stated APY.<\/p>\n<p>&#8211; Reliable access to funds.<\/p>\n<p>&#8211; Fast and straightforward transfer options.<\/p>\n<p><\/p>\n<p>Disclosure:<\/p>\n<p>RATE INFORMATION: The interest rate on your account is 3.93% with an annual percentage yield of 4.01%. Your interest rate and annual percentage yield may change.<\/p>\n<p>DETERMINATION OF RATE. At our discretion, we may change the interest rate on your account.<\/p>\n<p>FREQUENCY OF RATE CHANGES. We may change the interest rate on your account at any time.<\/p>\n<p>LIMITATIONS ON RATE CHANGES. There are no maximum or minimum interest rate limits for this account.<\/p>\n<p>COMPOUNDING AND CREDITING. Interest will be compounded monthly and will be credited to the account monthly. If you close your account before interest is credited, you will not receive the accrued interest for that month.<\/p>\n<p>MINIMUM BALANCE REQUIREMENTS. You must deposit $500.00 to open this account. You must maintain a minimum average daily balance of $0.01 to obtain the disclosed annual percentage yield.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Consumer Checking\" data-deposit=\"25\" data-apy=\"0\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/d8d59968ca-WF_logo_box_rgb_red_F1.png\" alt=\"\" loading=\"lazy\"><h3>Wells Fargo Everyday Checking Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>N\/A<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>Earn a $325 new checking customer bonus*<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$25<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=2127484.21&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>Wells Fargo Bank, N.A<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-36\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Learn How to Qualify For A $325 Bonus. Open a New Checking Account with Wells Fargo today.<\/p>\n<p> &#8211; Limited-time offer<\/p>\n<p> &#8211; Apply online in minutes<\/p>\n<p> &#8211; 24\/7 Fraud Monitoring\n<\/p>\n<p> &#8211; Multiple ways to avoid the monthly service fee<\/p>\n<p><\/p>\n<p><span style=\"font-size: 12px !important\">*How to qualify for this offer<\/span><\/p>\n<p><span style=\"font-size: 12px !important\">To be eligible: Offer is for new consumer checking customers only and is available only to the primary owner of the new checking account. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility. Offer is not available to customers that received a bonus for a Wells Fargo consumer checking account within the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. Deposit accounts that are part of the Wells Fargo Private Bank experience are not eligible for this offer.<\/span><\/p>\n<p><span style=\"font-size: 12px !important\">To receive the $325 bonus: you must use your bonus offer code when opening a new Wells Fargo consumer checking account, which is subject to approval, by\u202fJanuary 13, 2027 and receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening (the &#8220;qualification period&#8221;). A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP\u00ae\u202fnetwork (real-time payment system) or FedNow\u2120\u202fService, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa\u00ae\u202for Mastercard\u00ae\u202fnetwork (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle\u00ae, or deposits made at a branch or ATM are not considered a qualifying electronic deposit. An ACH direct deposit made available early with Early Pay Day does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g., scheduled payment date).<\/span><\/p>\n<p><span style=\"font-size: 12px !important\">Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. To receive this bonus, the enrolled account must not be closed or restricted at the time of payout. We may close accounts with a zero balance without prior notice. You are responsible for any taxes due on the bonus. We will report the bonus as income to tax authorities, as required by applicable law. If you are subject to backup withholding at the time of payment, we may withhold the required amount and remit to tax authorities.<\/span><\/p>\n<p><span style=\"font-size: 12px !important\">Other Terms: This offer may be discontinued or changed at any time without notice and cannot be combined with any other consumer deposit offer (limit one bonus per customer\/account). Offer cannot be reproduced, purchased, sold, transferred, or traded. If we suspect bonus or promotional offer abuse, we may close or restrict the account and decline or reverse any bonus.<\/span><\/p>\n<p><span style=\"font-size: 12px !important\">Talk with a banker or see the <\/span><span style=\"font-size: 12px !important\"><a style=\"color: #0000ff;text-decoration: underline\" href=\"https:\/\/www.wellsfargo.com\/mobile-online-banking\/consumer-account-fees\/\">&#8220;Consumer Account Fee and Information Schedule&#8221; and &#8220;Deposit Account Agreement&#8221;<\/a><\/span><span style=\"font-size: 12px !important\"> available at <\/span><span style=\"font-size: 12px !important\"><a style=\"color: #0000ff;text-decoration: underline\" href=\"https:\/\/www.wellsfargo.com\/mobile-online-banking\/consumer-account-fees\/\">http:\/\/wellsfargo.com\/depositdisclosures<\/a><\/span><span style=\"font-size: 12px !important\"><span style=\"font-size: 12px !important\"> for complete checking account details, including the applicable monthly service fee and options to avoid it. The actions required for this bonus are separate from the actions available to avoid the monthly service fee.<\/span><\/span><\/p>\n<p><span style=\"font-size: 12px !important\">Zelle\u00ae and the Zelle\u00ae related marks are wholly owned by Early Warning Services, LLC and are used herein under license.<\/span><\/p>\n<h4>Current Promotion<\/h4><p>* Open a new Everyday Checking account with a minimum opening deposit of $25 by 1\/13\/2027 and make a total of $1,000 or more in qualifying direct deposits to your new checking account within 90 calendar days of account opening to earn the $325 bonus. Earned bonuses will be paid within 30 days of meeting the offer requirements<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"3.75\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/98acff6d0c-47380_4-2.jpg\" alt=\"\" loading=\"lazy\"><h3>Synchrony Bank High Yield Savings Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>3.75%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=2092763.2079&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Synchrony Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-37\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; Competitive rate that is 10x the National Average.*<\/p>\n<p>&#8211; Save with Synchrony Bank. Open a High Yield savings account without a minimum deposit. Member FDIC. Learn more about banking online with Synchrony Bank today.<\/p>\n<p>&#8211; Savings products with competitive rates, no required minimum balances, and no monthly fees.<\/p>\n<p>&#8211; Save easy with Synchrony Bank. Our app makes it a snap to bank anywhere; manage accounts from your smartphone or tablet.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Consumer Checking\" data-deposit=\"0\" data-apy=\"0.5\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/82fc95acc3-SoFi_logo.svg.png\" alt=\"\" loading=\"lazy\"><h3>SoFi Checking<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>0.50%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>$50 or $400 with eligible direct deposit*<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/refer.sofi.com\/c\/1955282\/2248979\/11190?adcampaigngroup=bank&#038;adnetwork=BD?sharedID=RT\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On SoFi\u2019s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-38\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; No account fees**<\/p>\n<p>&#8211; No minimum deposit requirement<\/p>\n<p><\/p>\n<p><strong>Disclosures:<\/strong><\/p>\n<p>Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 9\/23\/26. There is no minimum balance requirement. Fees may reduce earnings. Additional rates and information can be found at <a href=\"https:\/\/www.sofi.com\/legal\/banking-rate-sheet\">https:\/\/www.sofi.com\/legal\/banking-rate-sheet<\/a><\/p>\n<\/p>\n<p>**We do not charge any account, service, or maintenance fees for SoFi Checking and Savings. We do charge transaction fees for outgoing wire transfers, Instant Transfers, and global remittance transfers. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at <a href=\"https:\/\/sofi.com\/legal\/banking-fees\/\">sofi.com\/legal\/banking-fees\/<\/a>.<\/p>\n<h4>Current Promotion<\/h4><p>*New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more) OR $400 (with at least $5,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more). Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 5\/15\/2026 and will be available through 12\/31\/2026. Full terms at sofi.com\/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.<br \/>\nSoFi members with Eligible Direct Deposit can earn 3.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 0.80% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 9\/23\/26. Fees may reduce earnings. Additional information can be found at http:\/\/www.sofi.com\/legal\/banking-rate-sheet.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"5\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/0ad2c7ce2d-1200px-Axos_Bank_Logo.svg_-e1593593029821.png\" alt=\"\" loading=\"lazy\"><h3>Axos ONE\u00ae<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>Up to 5.00%*<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/www.dpbolvw.net\/click-9311742-17282866\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Axos Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-39\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Get up to 5.00% APY* on savings and 0.51% APY* on checking. Terms apply.<\/p>\n<p>No monthly maintenance, minimum balance, account opening, or overdraft fees.<\/p>\n<p>Get your money up to 2 days early. You\u2019ve earned it, so start earning on it.**<\/p>\n<p><\/p>\n<p><strong>Disclosures:<\/strong><\/p>\n<p><strong>Tiered variable APY. Balance &amp; activity requirements apply. Learn more.<\/strong><\/p>\n<p>*The Annual Percentage Yield (APY) is accurate as of 9\/22\/2026. The base and promotional interest rate and corresponding APY for Axos ONE\u00ae Checking is variable and is set at our discretion. The base and promotional interest rate and corresponding APY for Axos ONE\u00ae Savings is variable and is set at our discretion. Axos ONE\u00ae Savings is a tiered variable rate account. Axos ONE\u00ae Checking is a non-tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.<\/p>\n<p>**Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer\u2019s support of the feature and timing of payer\u2019s funding.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"4\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/c6d0030bb7-Sallie_logo_rasp-1.png\" alt=\"\" loading=\"lazy\"><h3>Sallie Mae High-Yield Savings Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.00%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/mktp.us\/sallie_logo_HYSA_campaign\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Sallie Mae&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-40\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; No minimum deposit required<\/p>\n<p>&#8211; No monthly maintenance fees<\/p>\n<p>&#8211; Free transfers<\/p>\n<p>&#8211; FDIC-insured<\/p>\n<p>&#8211; Easy online account management<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Business Checking\" data-deposit=\"0\" data-apy=\"0\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\"><\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/2f008cf3b2-black-1.png\" alt=\"\" loading=\"lazy\"><h3>Rho Business Checking<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>N\/A<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/api.fintelconnect.com\/t\/l\/67d09e835c9a0f001c070e52\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Rho\u2019s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-41\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; Unlock powerful expense, bill payment &amp; accounting automations in one powerful tool<\/p>\n<p>&#8211; $0 ACH wire transfer, or overdraft fees with zero platform, ACH and no monthly subscriptions<\/p>\n<p>&#8211; Enjoy premium support, custom expense approvals, and advanced role permissions<\/p>\n<p><\/p>\n<p><strong>Disclosure: <\/strong><\/p>\n<p><em>*Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC.<\/em><\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"4\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/c6d0030bb7-Sallie_logo_rasp-1.png\" alt=\"\" loading=\"lazy\"><h3>Sallie Mae High-Yield Savings Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.00%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/mktp.us\/sallie_hysa\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Sallie Mae&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-42\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; No minimum deposit required<\/p>\n<p>&#8211; No monthly maintenance fees<\/p>\n<p>&#8211; Free transfers<\/p>\n<p>&#8211; FDIC-insured<\/p>\n<p>&#8211; Easy online account management<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Business Checking\" data-deposit=\"0\" data-apy=\"4\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\"><\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/e989795bd4-Logo_Web_Hero_Blue_Transparent_500x325.png\" alt=\"\" loading=\"lazy\"><h3>Lili Business Checking<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>up to 4.00%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>30 days free<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/lili.pxf.io\/c\/1955282\/2076583\/13974?sharedid=rate-table\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Lili&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-43\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; Lili offers banking, accounting, and taxes &#8211; all working seamlessly together so mall business owners can scale their businesses with confidence<\/p>\n<p>&#8211; Earn a competitive up to 4.00% APY* on savings balances up to $1 Million<\/p>\n<p>&#8211; Automated tax savings to help you stay on top of your finances.\n<\/p>\n<p>&#8211; Free ACH transfers, mailed checks, and domestic wires<\/p>\n<p>&#8211; No Non-Sufficient Funds (NSF) fees<\/p>\n<p>&#8211; Effortlessly manage your finances with built-in bookkeeping tools<\/p>\n<p>&#8211; Instant expense tracking and financial insights through a user-friendly platform<\/p>\n<p><\/p>\n<p>&#8211; Lili is a financial company, not a bank. Banking services are provided by Sunrise Banks, Member FDIC.<\/p>\n<h4>Current Promotion<\/h4><p>Special discount: Get 30 days free plus 40% off the Lili Smart plan fee for 3 months<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Consumer Checking\" data-deposit=\"0\" data-apy=\"0.5\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/82fc95acc3-SoFi_logo.svg.png\" alt=\"\" loading=\"lazy\"><h3>SoFi Checking<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>0.50%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>$50 or $400 with eligible direct deposit*<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/refer.sofi.com\/c\/1955282\/3839196\/11190?adcampaigngroup=bank&#038;adnetwork=BD?sharedID=RT\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On SoFi\u2019s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-44\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; No account fees**<\/p>\n<p>&#8211; No minimum deposit requirement<\/p>\n<p><\/p>\n<p><strong>Disclosures:<\/strong><\/p>\n<p>Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 9\/23\/26. There is no minimum balance requirement. Fees may reduce earnings. Additional rates and information can be found at <a href=\"https:\/\/www.sofi.com\/legal\/banking-rate-sheet\">https:\/\/www.sofi.com\/legal\/banking-rate-sheet<\/a><\/p>\n<\/p>\n<p>**We do not charge any account, service, or maintenance fees for SoFi Checking and Savings. We do charge transaction fees for outgoing wire transfers, Instant Transfers, and global remittance transfers. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at <a href=\"https:\/\/sofi.com\/legal\/banking-fees\/\">sofi.com\/legal\/banking-fees\/<\/a>.<\/p>\n<h4>Current Promotion<\/h4><p>*New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more) OR $400 (with at least $5,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more). Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 5\/15\/2026 and will be available through 12\/31\/2026. Full terms at sofi.com\/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.<br \/>\nSoFi members with Eligible Direct Deposit can earn 3.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 0.80% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 9\/23\/26. Fees may reduce earnings. Additional information can be found at http:\/\/www.sofi.com\/legal\/banking-rate-sheet.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Online\" data-account-type=\"\" data-deposit=\"0\" data-apy=\"0\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Online<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/f100c24c39-quontic-logo-no-tag-.png\" alt=\"\" loading=\"lazy\"><h3>Quontic Bank<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>N\/A<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=1120358.17&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Quontic Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-45\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Quontic Bank offers one savings account, two checking accounts, a money market account and five CDs with terms ranging from six months to five years.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Business Checking\" data-deposit=\"0\" data-apy=\"1\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/45100d56b7-images.jpeg\" alt=\"\" loading=\"lazy\"><h3>American Express\u00ae Business Checking Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>1.00%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/goto.americanexpress.com\/c\/1955282\/4040526\/14415?sharedid=RT\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On American Express&#039; Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-46\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; 1.00% Annual Percentage Yield (APY) on balances up to $500,000\u00b9<\/p>\n<p>&#8211; Earn 35,000 Membership Rewards\u00ae points after qualifying activities\u00b2<\/p>\n<p>&#8211; 70,000 Allpoint and MoneyPass ATMs\u00b3<\/p>\n<p><\/p>\n<p> You can convert Membership Rewards\u00ae points into deposits directly into your American Express\u00ae Business Checking account*<\/p>\n<p>&#8211; *For new members: Points you earn, including the Welcome Bonus and from making Business Debit Card purchases, you can:<\/p>\n<p> Convert points into deposits made directly into your Business Checking account.<\/p>\n<p> Transfer points to select participating travel partners programs like [Delta SkyMiles\u00ae, Hilton Honors, and Marriott Bonvoy\u00ae]<\/p>\n<p> Redeem points for digital gift cards with American Express\u00ae or participating retailers [including retail, entertainment, dining, and travel partners]<\/p>\n<p>&#8211; If you already have a Membership Rewards\u00ae enrolled Card, you can choose to convert points into deposits made directly into your Business Checking account or use them the same way you always have &#8211; for travel, gift cards, and more.<\/p>\n<p><strong>&#8211; *Participating partners and available rewards are subject to change without notice.<\/strong><\/p>\n<p><\/p>\n<p><strong>Disclosure:<\/strong><\/p>\n<p><small><em>American Express is currently accepting applications from eligible U.S. businesses. Not all applicants will be approved for a Business Checking account. Select industries or businesses engaged in certain activities are currently ineligible, such as money service businesses, cryptocurrency, internet gambling businesses, and marijuana related businesses.<\/em><\/small><\/p>\n<p><small><em>\u00b9Effective September 15th, 2026<\/em><\/small><\/p>\n<p><small><em>\u00b9Annual Percentage Yield 1.00%. APY as advertised is accurate as of 09\/15\/2026. APY to be earned on account balances \u2264 $500,000. No interest is earned on account balances over $500,000. APY is subject to change at any time without notice before and after a Business Checking Account is opened.<\/em><\/small><\/p>\n<p><small><em>\u00b2(1) Open Your first American Express\u00ae Business Checking Account, which is subject to approval; (2) Deposit a total of $5,000 or more in eligible deposits that you make and are posted to your account within thirty (30) days of account opening. &#8211; Eligible deposits are all deposits you make, except deposits from any other American Express deposit accounts owned by you, deposits from interest payments, deposits using our Redeem Membership Rewards Points for Deposits feature, and Zelle\u00ae payments to and from your American Express\u00ae Business Checking accounts. Eligible deposits that you make within thirty (30) days of account opening but that post to your account and appear in your available balance after thirty (30) days of account opening do not qualify; (3) Maintain an average daily balance in your account of at least $5,000 for sixty (60) days, starting on the date that your eligible deposits are equal to $5,000 or greater. We calculate the average daily balance of your account for the sixty (60) days as the sum of your account\u2019s end-of-day balance for sixty (60) consecutive calendar days divided by sixty; and (4) Complete five (5) qualifying transactions within sixty (60) days of account opening. \u201cQualifying transactions\u201d are defined as mobile deposits, check deposits by mail, and electronic\/online transactions including ACH, Wire, and Bill Payment transactions made to or from your account. Qualifying transactions do NOT include the following: Business Debit Card transactions, deposits using our Redeem Membership Rewards Points for Deposits feature, transfers between American Express\u00ae Business Checking accounts held by the same business, transfers to and from American Express\u00ae deposit accounts owned by you, Zelle\u00ae payments to and from your American Express\u00ae Business Checking accounts, or stop payments and transactions that do not post to your account and do not appear in your Available Balance within (60) days of account opening.<\/em><\/small><\/p>\n<p><small><em>\u00b3At Allpoint\u00ae and MoneyPass\u00ae locations in the U.S., you can withdraw cash and get balance information with no fee. Access to ATMs outside of the Allpoint\u00ae and MoneyPass\u00ae networks are subject to fees by the ATM owner and\/or network. ATM withdrawal limits apply. American Express applies foreign exchange fees to withdrawals in foreign currencies. American Express does not accept ATM cash deposits into your Business Checking account at this time. Visit americanexpress.com\/atm-locator to find participating ATMs in the U.S. <\/em><\/small><\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"CD\" data-account-type=\"\" data-deposit=\"1000\" data-apy=\"4.3\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">CD<\/span><span class=\"eh-fdic\">Insured by NCUA<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/a5644c223f-Alliant-Logo.png\" alt=\"\" loading=\"lazy\"><h3>Alliant Credit Union &#8211; 12-Month Certificate<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.30%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$1,000<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=1522132.9&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Alliant&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-47\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Online and Mobile Banking<\/p>\n<p>Dividends build monthly<\/p>\n<p><\/p>\n<p>Insured by NCUA<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Business Checking\" data-deposit=\"25\" data-apy=\"0\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/0073200bea-US_Bank_logo_red_blue_RGB_8.31-1.jpg\" alt=\"\" loading=\"lazy\"><h3>U.S. Bank Business Checking Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>N\/A<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>Up to $1,200*<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$25<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/businesschecking.sjv.io\/c\/1955282\/2367055\/26389?sharedid=RT\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On U.S. Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-48\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; Earn up to a $1,200 bonus<\/p>\n<p>&#8211; Online and mobile banking<\/p>\n<p>&#8211; One of the largest ATM networks in America<\/p>\n<p><\/p>\n<p>&#8211; Promo code <strong> Q4AFL26 <\/strong> MUST be used when opening a U.S. Bank Business Essentials\u00ae or Platinum Business Checking account. Limit of one bonus per business. A $25 minimum deposit is required to open one of the referenced accounts.<\/p>\n<p>&#8211; To earn a business checking bonus, open a qualifying U.S. Bank business checking account between 9\/28\/2026 and 1\/13\/2027. Make the required deposit(s) in new money within 30 days of account opening, maintain the same required daily balance through the 60th day, and complete 6 qualifying transactions based on posted date within 60 days of account opening.<\/p>\n<p>\u2022 Business Essentials: $400 bonus with $5,000 deposits and daily balance or \u2022 Platinum Business Checking: $1,200 bonus with $25,000 deposits and daily balance <\/p>\n<p>&#8211; Qualifying transactions include debit card purchases, ACH and wire credits or debits, Zelle credits or debits, U.S. Bank mobile check deposit, electronic or paper check debits, U.S. Bank bill pay for business, and payment received via U.S. Bank Payment Solutions. Other transactions, such as person-to-person payments, credit card transfers (including bill payments to U.S. Bank credit cards), or transfers between U.S. Bank accounts, are not eligible. <\/p>\n<p>&#8211; New money is defined as funds from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees may reduce the required daily balance during the qualifying period. <\/p>\n<p>&#8211; Bonus will be deposited into your new eligible U.S. Bank business checking account within 30 days after the month-end in which all offer requirements are met, provided the account remains open, has a positive balance, and remains the same checking product type.<\/p>\n<p>&#8211; Offer may not be combined with other business checking bonus offers. Existing businesses with a business checking account or had one closed within the past 12 months, do not qualify.<\/p>\n<p>&#8211; All regular account-opening procedures apply. For full checking account pricing, terms and policies, refer to your Business Pricing Information, Business Essentials Pricing Information, and YDAA disclosure. These documents are available at any U.S. Bank branch or by calling 800.872.2657.<\/p>\n<p>&#8211; Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.<\/p>\n<p>&#8211; Additional deposit products and promotions may be available. Talk with a banker for details.<\/p>\n<p><\/p>\n<p>**Monthly Maintenance Fee Waiver Options: Gold Business Checking: U.S. Bank Payment Solutions Merchant Banking OR $10,000 average collected balance OR $20,000 combined average collected business deposit balances OR $50,000 combined average collected business deposits and outstanding credit balances. Platinum Business Checking: $25,000 average collected balance OR $75,000 combined average collected business deposits and outstanding business credit balances.<\/p>\n<h4>Current Promotion<\/h4><p>*Earn up to $1,200 when you open a new U.S. Bank Business Essentials or Platinum Business Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through January 13, 2027. Member FDIC.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Consumer Checking\" data-deposit=\"0\" data-apy=\"0.01\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/92a9dd1c9d-PNC-ba05329379ed4b5684170cb49fadfdbf.png\" alt=\"\" loading=\"lazy\"><h3>Virtual Wallet\u00ae with Performance Select<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>0.01%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>$400<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/mktp.us\/pnc-bank\/?AFFID=Forbes_TID_value_ratetable\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On PNC&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-49\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; $0 when opened online, $25 when opened at a branch.<\/p>\n<p>&#8211; Ways to avoid the monthly service charge<\/p>\n<p>&#8211; No PNC charges for using other banks&#8217; ATMs and increased reimbursements available on other bank&#8217;s fees<\/p>\n<p>&#8211; Highest interest earning potential on your Growth account<\/p>\n<p>&#8211; No charge for domestic wires<\/p>\n<h4>Current Promotion<\/h4><p>1. Open a new Virtual Wallet with Performance Select.<br \/>\n2. Receive a qualifying direct deposit(s) of $5,000 in the first 60 days to the Spend account of your new Virtual Wallet.<br \/>\n3. Your cash reward of $400 will be deposited to your Spend account 60-90 days after conditions have been met.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"CD\" data-account-type=\"\" data-deposit=\"75000\" data-apy=\"4.35\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">CD<\/span><span class=\"eh-fdic\">Insured by NCUA<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/a5644c223f-Alliant-Logo.png\" alt=\"\" loading=\"lazy\"><h3>Alliant Credit Union &#8211; 12-Month Jumbo Certificate<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.35%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$75,000<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=1522132.9&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Alliant&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-50\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Online and Mobile Banking<\/p>\n<p>Dividends build monthly<\/p>\n<p><\/p>\n<p>Insured by NCUA<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"3.65\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/a9d4a91863-barclays-ar21-1-1.png\" alt=\"\" loading=\"lazy\"><h3>Barclays Tiered Savings<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>Up to 3.65%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>$200 Bonus with qualifying activities. Terms Apply*<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/www.jdoqocy.com\/click-9311742-15623682\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Barclays&#039; Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-51\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; $200 Bonus with qualifying activities. Terms Apply*<\/p>\n<p>&#8211; Earn up to 3.65% APY on balances of $250,000 or greater<\/p>\n<p>&#8211; Earn 3.50% APY on balances below $250,000<\/p>\n<p>&#8211; No monthly maintenance fees or minimum deposit requirement<\/p>\n<p>&#8211; 24\/7 online account access<\/p>\n<h4>Current Promotion<\/h4><p>*Available to new to bank customers (existing Savings and CD accounts holders are not eligible). Deposit $25,000+ within 30 days of account opening and maintain a balance of $25,000 or more for 120 days, receive $200 to the account within 60 days after the requirements have been completed.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"4.4\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/82fc95acc3-SoFi_logo.svg.png\" alt=\"\" loading=\"lazy\"><h3>SoFi Checking and Savings<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>Up to 4.40%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>$50 or $400 with eligible direct deposit*<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/refer.sofi.com\/c\/1955282\/2248979\/11190?adcampaigngroup=bank&#038;adnetwork=BD?sharedID=RT\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On SoFi\u2019s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-52\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; No account fees**<\/p>\n<p>&#8211; No minimum deposit requirement<\/p>\n<p><\/p>\n<p><strong>Disclosures:<\/strong><\/p>\n<p>Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 9\/23\/26. There is no minimum balance requirement. Fees may reduce earnings. Additional rates and information can be found at <a href=\"https:\/\/www.sofi.com\/legal\/banking-rate-sheet\">https:\/\/www.sofi.com\/legal\/banking-rate-sheet<\/a><\/p>\n<\/p>\n<p>**We do not charge any account, service, or maintenance fees for SoFi Checking and Savings. We do charge transaction fees for outgoing wire transfers, Instant Transfers, and global remittance transfers. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at <a href=\"https:\/\/sofi.com\/legal\/banking-fees\/\">sofi.com\/legal\/banking-fees\/<\/a>.<\/p>\n<\/p>\n<p>***Earn up to 4.40% Annual Percentage Yield (APY) on one SoFi Savings account with a 1.10% APY Boost (added to the 3.30% APY as of 10\/20\/26) for up to 6 months. Open your first SoFi Checking and Savings account and receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 12\/31\/27. Rates are variable, subject to change. Terms apply at <a href=\"https:\/\/www.sofi.com\/banking#4\">sofi.com\/banking#4. <\/a> SoFi Bank, N.A. Member FDIC.<\/p>\n<h4>Current Promotion<\/h4><p>*New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more) OR $400 (with at least $5,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more). Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 5\/15\/2026 and will be available through 12\/31\/2026. Full terms at sofi.com\/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.<br \/>\nSoFi members with Eligible Direct Deposit can earn 3.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 0.80% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 9\/23\/26. Fees may reduce earnings. Additional information can be found at http:\/\/www.sofi.com\/legal\/banking-rate-sheet.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"Saving\" data-deposit=\"0\" data-apy=\"2.75\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/3c8024b3c1-23-LOB-Forbes-RateTable_Business-e1682697839950-300x151.png\" alt=\"\" loading=\"lazy\"><h3>Live Oak Bank Business Savings Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>2.75%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=2097707.10&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Live Oak Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-53\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>There&#8217;s no minimum deposit requirement to open a Live Oak Bank Business Savings Account. Customers must have a balance of at least 1 cent to earn interest. The bank does not accept cash deposits.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Consumer Checking\" data-deposit=\"25\" data-apy=\"0\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/ef9479d7b4-bmo-blue-on-transparent-en-4.png\" alt=\"\" loading=\"lazy\"><h3>BMO Smart Advantage Checking account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>N\/A<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>Up to $600*<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$25<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/www.dpbolvw.net\/click-9311742-17346482\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On BMO&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-54\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8220;<\/p>\n<p>&#8211; No monthly maintenance fee<\/p>\n<p>&#8211; Access to over 40,000 fee-free ATMs across the U.S.<\/p>\n<p>&#8211; Personalized support through online chat, phone and in branch <\/p>\n<p>&#8220;<\/p>\n<h4>Current Promotion<\/h4><p>To receive the personal checking new account cash bonus of up to $600:<br \/>\n1. Open a new BMO Smart Money Checking, BMO Smart Advantage Checking, or BMO Relationship Checking account; and<br \/>\n2. The primary applicant (first person listed on the account) must reside in Arizona, California, Colorado, Florida, Iowa, Illinois, Indiana, Minnesota, New Mexico, Nevada, Oregon, Utah, Washington, or Wisconsin at the time of application; and<br \/>\n3. Beginning the month following account opening, earn a $100 cash bonus each consecutive month that a cumulative total of $1,000 or more in qualifying direct deposits posts to your account.<br \/>\nOffer valid from 9\/09\/26 to 12\/15\/26.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"3.9\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/ef6bd2e610-2.0_Bask_logo_rgb.png\" alt=\"\" loading=\"lazy\"><h3>Bask Bank Interest Savings Account<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>3.90%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=1569648.43&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Bask Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-55\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Annual Percentage Yield (APY) is variable and subject to change at any time. No minimum balance required and no monthly account fees. Must fund within 15 business days of account opening to avoid account closure.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"CD\" data-account-type=\"\" data-deposit=\"2500\" data-apy=\"4.5\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">CD<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/677d3d91ee-live-oak-bank-vector-logo-2022.png\" alt=\"\" loading=\"lazy\"><h3>Live Oak &#8211; 1 Year CD<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.50%*<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$2,500<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=2097707.8&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Live Oak Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-56\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>A CD is a great savings tool for your long-term financial goals. When interest rates fluctuate, you can be confident that you have a guaranteed rate of return on the money you\u2019ve placed in your Live Oak CD account.<\/p>\n<p>   &#8211; 4.50% APY* (accurate as of 10\/26\/26)<\/p>\n<p>   &#8211; $2,500 minimum to open <\/p>\n<p>   &#8211; Monthly interest disbursement fee: $0 <\/p>\n<p>   &#8211; Interest can be automatically disbursed monthly<\/p>\n<p>   &#8211; FDIC insured up to $250,000 per depositor for each account ownership category<\/p>\n<\/p>\n<p>   &#8211; No online banking or monthly maintenance fees<\/p>\n<p>   &#8211; Available to people nationwide<\/p>\n<p>   &#8211; Manage renewal preferences online<\/p>\n<p><\/p>\n<p><strong>Disclaimer:<\/strong><\/p>\n<p>*<a href=\"https:\/\/www.liveoak.bank\/business-cd-accounts\/#page-disclosures\" style=\"color: #0000FF\">Click here for full terms and conditions<\/a><\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"CD\" data-account-type=\"\" data-deposit=\"500\" data-apy=\"4\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">CD<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/f100c24c39-quontic-logo-no-tag-.png\" alt=\"\" loading=\"lazy\"><h3>Quontic Bank Certificate of Deposit<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.00%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$500<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=1328517.48&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Quontic Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-57\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Quontic offers competitive certificates of deposit (CDs) across five terms, from six to sixty months. Opening a Quontic Bank Certificate of Deposit requires a minimum deposit of $500.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"1\" data-apy=\"4.3\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/1e20f6ba68-wab-avail-raisin_svg.png\" alt=\"\" loading=\"lazy\"><h3>Western Alliance Bank High-Yield Savings <\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.30%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>Up to $1000<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$1<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/raisin.sjv.io\/c\/1955282\/2004169\/14380%20%20\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Raisin&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-58\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>No monthly maintenance fee.<\/p>\n<p>Interest compouded daily.<\/p>\n<p>$0 to open.<\/p>\n<p> 60 day rate lock.<\/p>\n<p>Used code &#8220;STACK&#8221; to earn up to $1000. bonus with quualifying deposits<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"CD\" data-account-type=\"\" data-deposit=\"500\" data-apy=\"4.65\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">CD<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/3156afa7f0-HPPN_LC_logo_h_pos_clr_rgb_260401.png\" alt=\"\" loading=\"lazy\"><h3>Happen Bank CD<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>4.65%*<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$500<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=2132964.20&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Happen Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-59\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; $500 minimum opening deposit.<\/p>\n<p>&#8211; Variety of flexible terms to meet your needs, ranging 6 months to 5  years. <\/p>\n<p>&#8211; Manage everything online &#8211; renew, change your terms, or withdraw funds upon maturity during a 10-day grace period\u2014all from our app. <\/p>\n<p>&#8211; Lock in a competitive, fixed rate and watch your money grow.<\/p>\n<p>&#8211; Flexible interest payouts &#8211; Compound your earnings into your CD or send them to your Happen Bank account.<\/p>\n<p><\/p>\n<p><strong>*Disclosure:<\/strong><\/p>\n<p>Accounts subject to approval. $500 opening deposit required. Maximum deposit amount of $500,000. FDIC-insured up to $250,000 per depositor for each ownership category. Visit our Help Center for additional information.<\/p>\n<p>Annual Percentage Yield (APY) accurate as of 10\/20\/2026. Minimum amount to open is $500.00. Maximum opening deposit amount of $500,000.00. Fees could reduce earnings on account. A penalty may be imposed for early withdrawal. At the end of the initial term, CDs will automatically review at the then-offered rate.\/p&gt;\n<\/p>\n<p>FDIC-insured up to $250,000 per depositor for each ownership category.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"CD\" data-account-type=\"\" data-deposit=\"2500\" data-apy=\"5\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">CD<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/c6d0030bb7-Sallie_logo_rasp-1.png\" alt=\"\" loading=\"lazy\"><h3>Sallie Mae Certificate of Deposit<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>5.00%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$2,500<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/mktp.us\/sallie_5ycd_semt\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Sallie Mae&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-60\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; $2,500 minimum deposit and balance<\/p>\n<p>&#8211; No monthly maintenance fees<\/p>\n<p>&#8211; Guaranteed returns<\/p>\n<p>&#8211; FDIC-insured<\/p>\n<p>&#8211; Automatic renewal option<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Business Checking\" data-deposit=\"0\" data-apy=\"3\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/72902ae536-Bluevine-Logo_Bluevine-Blue.png\" alt=\"\" loading=\"lazy\"><h3>Bluevine Business Checking<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>up to 3.00%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>$500<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/www.bluevine.com\/partner\/forbesadvisor3002-checking?utm_source=forbesadvisorwidget-0291301&#038;utm_medium=partner_referral&#038;utm_campaign=site\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On BlueVine&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-61\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Open an account with no monthly or overdraft fees, no minimum balance, and unlimited transactions<\/p>\n<\/p>\n<p>Earn 1.30% APY on balances up to $250,000 if you meet a monthly activity goal &#8212; you must spend $500 per month with your Bluevine Business Debit Mastercard or receive $2,500 per month in customer payments into your Bluevine Business Checking account via ACH, wire transfer, mobile check deposit or directly from your merchant payment processing provider.<\/p>\n<p>FDIC-insured up to $3 million per depositor through Coastal Community Bank, Member FDIC, and other program banks.<\/p>\n<h4>Current Promotion<\/h4><p>Earn a $500 bonus after opening a new Bluevine Business Checking account between now and March 31, 2026, using referral code FORBES500 and meeting eligibility requirements. Terms apply.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"CD\" data-account-type=\"\" data-deposit=\"1000\" data-apy=\"3.9\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">CD<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/9d12a10261-cit_bank_logo_member_fdic.png\" alt=\"\" loading=\"lazy\"><h3>CIT Bank: 11 Month No Penalty CD<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>3.90%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$1,000<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/citbank.sjv.io\/c\/1955282\/2720745\/30164?sharedid=RT%20\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On CIT Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-62\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>No penalty to access funds if needed before maturity. Note no withdrawals are permitted during the first 6 days following the receipt of funds.*<\/p>\n<p>Daily compounding interest.<\/p>\n<p>No monthly service fees.<\/p>\n<p><\/p>\n<p><strong>Disclosures<\/strong><\/p>\n<p>*APY \u2014 Annual Percentage Yield is accurate as of July 1, 2026. $1,000 minimum to open the account.<\/p>\n<p>With a No-Penalty CD, you may withdraw the total balance and interest earned, without penalty, beginning 7 days after funds have been received for your CD. No withdrawals are permitted during the first 6 days following the receipt of funds.<\/p>\n<p>For complete list of account details and fees, see our <a href=\"https:\/\/www.cit.com\/cit-bank\/resources\/forms\">Personal Account disclosures<\/a>.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Consumer Checking\" data-deposit=\"100\" data-apy=\"1.1\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/f100c24c39-quontic-logo-no-tag-.png\" alt=\"\" loading=\"lazy\"><h3>Quontic Bank High Interest Checking<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>1.10%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$100<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=1328517.3&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Quontic Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-63\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Earn 1.10% APY on all balance tiers if you make at least 10 qualifying debit card point of sale transactions of $10 or more per statement cycle. $100 minimum opening deposit.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Business Checking\" data-deposit=\"0\" data-apy=\"0\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/72579e6e67-37bdb9aeeceefdf1069547e68f077ecf.png\" alt=\"\" loading=\"lazy\"><h3>Chase Business Complete Checking\u00ae<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>N\/A<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>Up to $500 Offer<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/click.linksynergy.com\/fs-bin\/click?id=4e4NFxuugkU&#038;offerid=2051842.171&#038;type=3&#038;subid=0\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Chase&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-64\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Earn up to $500 when you open a new Chase Business Complete Checking\u00ae account. For new Chase business checking customers with qualifying activities.<\/p>\n<p>Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone.<\/p>\n<p>Process all major debit and credit cards with QuickAccept\u00ae &#8211; it&#8217;s a built-in feature with your Business Complete Checking account.<\/p>\n<h4>Current Promotion<\/h4><p>Earn up to $500 when you open a new Chase Business Complete Checking\u00ae account. For new Chase business checking customers with qualifying activities.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"4.75\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Insured by NCUA<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/efe25a938f-AlumniFi-Logo_Logo_full-color-e1749585225940-300x70.png\" alt=\"\" loading=\"lazy\"><h3>AlumniFi Savings<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>Up to 4.75%*<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/api.fintelconnect.com\/t\/l\/684706db634d5f001c5091e5\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On AlumniFi&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-65\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p><strong>Tier 1: 4.25% APY on balances under $25,000.00<\/strong><\/p>\n<p><strong>Tier 2: 4.50% APY on balances $25,000.00 to $99,999.99<\/strong><\/p>\n<p><strong>Tier 3: 4.75% APY on balances $100,000.00 and up<\/strong><\/p>\n<p><\/p>\n<p>&#8211; Earn up to 4.75% APY<\/p>\n<p>&#8211; No monthly maintenance fees or minimum balance<\/p>\n<p>&#8211; 22X the national credit union average as of April &#8217;25<\/p>\n<p>&#8211; Federally Insured by the NCUA<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Business Checking\" data-deposit=\"100\" data-apy=\"3.25\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/9699d47365-grasshopper-bank.png\" alt=\"\" loading=\"lazy\"><h3>Grasshopper Business Checking<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>up to 3.25%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>1%<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$100<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/api.fintelconnect.com\/t\/l\/69cd87238e344e8db54bdf9b\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Grasshopper Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-66\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; Easy Digital Account Opening. Apply online in as little as 5 minutes from any device &#8211; no lines, no hassle.<\/p>\n<p>&#8211; Earn up to 1.35% APY with Innovator Checking.<\/p>\n<p>&#8211; Unlimited Transfers. Move money easily with unlimited free ACH and incoming domestic wires. Plus, no monthly fee and unlimited transactions.<\/p>\n<p>&#8211; 24\/7 Online &amp; Mobile Banking. Access powerful digital banking tools at your fingertips and exclusive perks from industry leaders in our marketplace.<\/p>\n<p>&#8211; $100 minimum deposit to open, but no minimum balance requirements once the account is open. <\/p>\n<h4>Current Promotion<\/h4><p>1% cash-back on all Qualified Purchases made by eligible Innovator Business Checking account holders.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"25\" data-apy=\"3.5\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/0073200bea-US_Bank_logo_red_blue_RGB_8.31-1.jpg\" alt=\"\" loading=\"lazy\"><h3>U.S. Bank Smartly\u00ae Savings<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>Up to 3.50%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$25<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/usbanksmartlysavings.sjv.io\/c\/1955282\/3884422\/31553?sharedid=RT\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On U.S. Bank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-67\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Save more while you earn more with a U.S. Bank Smartly\u00ae Savings account. Explore your earning potential: <\/p>\n<p>\u2022 up to 3.50% Annual Percentage Yield (APY)<\/p>\n<p><\/p>\n<p>With the presence of an additional eligible product and combined qualifying balances. Member FDIC.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Business Checking\" data-deposit=\"0\" data-apy=\"0\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\"><\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/6bd562a623-mercury-logo-horizontal-7-1.png\" alt=\"\" loading=\"lazy\"><h3>Mercury Business Banking*<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>N\/A<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/referral.mercury.com\/c\/1955282\/1990416\/19270\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Mercury&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-68\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p> &#8211; No monthly or overdraft fees, or minimum balances. <\/p>\n<p> &#8211; Checking and savings accounts with up to $5M in FDIC insurance through our partner banks and sweep networks.<\/p>\n<p> &#8211; Free domestic and international wires (USD)<\/p>\n<p> &#8211; Make scheduled &amp; recurring payments via ACH, wire, or check<\/p>\n<p> &#8211; Access credit sooner with the IO Mastercard thanks to startup-friendly terms, and earn unlimited 1.5% cashback\u00b9<\/p>\n<p> &#8211; Virtual and physical debit cards<\/p>\n<p> &#8211; Earn yield on idle cash right alongside your operating accounts via Mercury Treasury (With $350K minimum balance)\u00b2<\/p>\n<p><\/p>\n<p><strong>Disclosures<\/strong>\n<\/p>\n<p>*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard\u00ae.<\/p>\n<p>\u00b9The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard\u00ae. To receive cash back, your Mercury accounts must be open and in good standing, meaning they cannot be suspended, restricted, past due, or otherwise in default.<\/p>\n<\/p>\n<p>\u00b2Mercury Treasury is offered by Mercury Advisory, LLC, an SEC-registered investment adviser. This communication does not constitute an offer to sell or the solicitation of any offer to purchase any security. <strong>Funds in Mercury Treasury are subject to investment risks<\/strong>, including possible loss of the principal invested, and past performance is not indicative of future results. Please see full disclosures at <a href=\"mercury.com\/treasury\">mercury.com\/treasury<\/a>. Mercury Advisory is a wholly-owned subsidiary of Mercury Technologies.<br \/><strong>Mercury Treasury is not insured by the FDIC. Funds in Mercury Treasury are not deposits or other obligations of Choice Financial Group or Column N.A., and are not guaranteed by Choice Financial Group or Column N.A.<\/strong><\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Checking\" data-account-type=\"Business Checking\" data-deposit=\"0\" data-apy=\"0\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Checking<\/span><span class=\"eh-fdic\"><\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/bc76498296-Novo_HorizontalLogo_FullColor.png\" alt=\"\" loading=\"lazy\"><h3>Novo Business Banking<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>N\/A<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/novo.pxf.io\/c\/1955282\/1964457\/15435?sharedid=ratetable\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Novo&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-69\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>Novo offers free business checking accounts with no minimum balance designed to meet the needs of small businesses and startups. <\/p>\n<p> &#8211; No hidden fees, monthly fees, or required minimum balance<\/p>\n<p> &#8211; No Non-Sufficient Funds (NSF) fees <\/p>\n<p> &#8211; Keep work and personal finances separate<\/p>\n<p> &#8211; Free ACH, mailed checks, and incoming wires with express availability <\/p>\n<p> &#8211; Send unlimited one-time or recurring professional invoices, free of charge<\/p>\n<p> &#8211; Receive Stripe payouts up to 95% faster, free of charge<\/p>\n<p> &#8211; Trust with bank-grade encryption and FDIC-insured deposits up to $250,000<\/p>\n<p> &#8211; Access financing, including a business credit card and business loans, for eligible customers<\/p>\n<p>*Novo Platform Inc. {&#8220;Novo&#8221;} is a fintech, not a bank. Banking services provided by Middlesex Federal Savings, F.A. Member FDIC.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"500\" data-apy=\"4.35\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/e35c7c91b4-Openbank-BySantander-FDIC_logo1_-as-of-9.23.24.png\" alt=\"\" loading=\"lazy\"><h3>Openbank by Santander &#8211; High Yield Savings<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>Up to 4.35%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$500<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/openbankus.sjv.io\/c\/1955282\/2138814\/26254?sharedid=rate-table\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On Openbank&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-70\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; <strong>Earn 10x the national savings average <\/strong>for Savings deposit products as published on FDIC.gov.<\/p>\n<p>&#8211; <strong>FDIC insured: <\/strong>Enjoy the peace of mind that comes with being FDIC insured up to $250,000.<\/p>\n<p>&#8211; <strong>No fees: <\/strong>Keep more of your money with no fees.<\/p>\n<p>&#8211; <strong>Industry leading account security: <\/strong>Trusted device verification with face or fingerprint for fast, secure access.<\/p>\n<p><\/p>\n<p>Earn Up to 4.35% APY (inclusive of 0.35% APY Boost)<\/p>\n<p>New Customers only. Terms Apply. Santander Bank, N.A. Member FDIC<\/p>\n<p>The APY Boost will apply for (6) months from the date the account is opened.<\/p>\n<p><strong>\u2022 Eligibility Requirements:<\/strong><\/p>\n<p>\u2022 Open an eligible account while this offer is available to qualify for the introductory APY Boost of 0.35%. New customers only. All applications are subject to approval. Completing and submitting an application does not, by it self, establish an account.<\/p>\n<p>\u2022 If an account is determined to be ineligible, Openbank reserves the right to terminate the introductory APY Boost at any time without notice. The account will then earn the standard variable APY in effect at that time.<\/p>\n<p><strong>Introductory promotional APY Boost (\u201cAPY Boost\u201d) Terms and Conditions<\/strong><\/p>\n<p>&#8211; Openbank is a division of Santander Bank, N.A. Member FDIC. There is a maximum of $250,000 of deposit insurance from the FDIC per depositor for each category of account ownership. Visit FDIC.gov for details. Deposits at Santander Bank, N.A., and Openbank are combined for the purposes of calculating FDIC insurance limits (FDIC Cert #29950) and are not separately insured.<\/p>\n<p>The introductory promotional APY Boost includes a 0.35% APY boost (\u201cAPY Boost\u201d) added to the account\u2019s current variable APY (\u201cstandard variable APY\u201d) of 4.00%. The APY Boost will apply for (6) months from the date the account is opened (\u201cPromotional Period\u201d). The standard variable APY for your account remains variable and subject to change at Openbank\u2019s discretion at any time and any frequency without notice. If the standard variable APY changes during the Promotional Period, the APY Boost will continue to apply through the end of the Promotional Period, subject to applicable terms. After the Promotional Period ends, the account will earn the standard variable APY in effect at that time without the APY Boost<\/p>\n<p>This is a limited time offer, effective as 12:01 am Eastern time 10\/14\/2026. To qualify for the APY Boost, an eligible account must be opened while the offer is available. All applications are subject to approval. Completing and submitting an application does not, by itself, establish an account. The introductory promotional APY Boost is valid for new Openbank customers. If your account is determined to be ineligible, Openbank reserves the right to terminate the APY Boost at any time without notice, and the account will then earn the standard variable APY in effect at that time. Existing accounts opened prior to 09\/23\/2026, are not eligible for the APY Boost and will continue to earn the standard variable APY. The APY Boost promotion may not be combined with other bonus offers by Santander Bank. Additional terms, conditions, and eligibility requirements may apply.<\/p>\n<\/p>\n<p>Openbank reserves the right to modify, suspend, or terminate the APY Boost at any time without notice.<\/p>\n<p><strong>Other Terms &amp; Conditions:<\/strong><\/p>\n<p>This offer is available only when stated on the <a href=\"https:\/\/www.openbank.us\/banking\/high-yield-savings-account\/\">Openbank High Yield Savings<\/a> page.<\/p>\n<p><\/p>\n<p><strong>Eligibility:<\/strong> You must be at least 18 years old. You must have an active U.S. mobile phone number. You must be a U.S. Citizen or U.S. Resident Alien with a valid U.S. residential address<\/p>\n<p><\/p>\n<p><strong>Disclosures:<\/strong><br \/>&#8211; Openbank High Yield Savings is currently available to individuals who reside in the 50 states and the District of Columbia.<\/p>\n<p>-**Interest Rates and Annual Percentage Yields (APYs) are accurate as of 12:01 AM ET [10\/14\/2026]. The products and rates we offer may vary between locations, are available in select markets only, and are subject to change without notice. Rate for this product will be based on the residential ZIP code entered when account is opened within online application process. This is a variable-rate account and the rate applicable may change at our discretion any time without notice. A minimum deposit of $500 is required to open a Openbank High Yield Savings account. Personal accounts only.<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n    <li class=\"eh-card\" data-category=\"Saving\" data-account-type=\"High Yield Saving\" data-deposit=\"0\" data-apy=\"3.26\">\r\n        <div class=\"eh-card-top\"><span class=\"eh-category\">Saving<\/span><span class=\"eh-fdic\">Member FDIC<\/span><\/div>\r\n        <div class=\"eh-card-title\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/0e5b05fd23-ufb-direct.jpeg\" alt=\"\" loading=\"lazy\"><h3>UFB Portfolio Savings<\/h3><\/div>\r\n        <div class=\"eh-features-row\"><div class=\"eh-features\">\r\n            <div><span class=\"eh-label\">APY<\/span><strong>up to 3.26%<\/strong><small>Oct 31, 2026<\/small><\/div>\r\n            <div><span class=\"eh-label\">Bonus<\/span><strong>N\/A<\/strong><\/div>\r\n            <div><span class=\"eh-label\">Min. Deposit<\/span><strong>$0<\/strong><\/div>\r\n        <\/div><div class=\"eh-cta-cell\"><a class=\"eh-cta\" href=\"https:\/\/www.kqzyfj.com\/click-100640841-16994082\" target=\"_blank\" rel=\"noopener sponsored\">Learn More<\/a><small>On UFB Direct&#039;s Website<\/small><\/div><\/div>\r\n        <details class=\"eh-details\" id=\"eh-details-71\"><summary>Offer Details <span aria-hidden=\"true\">\u2304<\/span><\/summary><div class=\"eh-details-body\"><p>&#8211; No monthly maintenance fees<\/p>\n<p>&#8211; No minimum deposit required to open an account<\/p>\n<p>&#8211; Access your funds 24\/7 with easy-to-use digital banking tools<\/p>\n<\/div><\/details>    <\/li>\r\n    \r\n<\/ul><p class=\"eh-empty\" hidden>No accounts match these filters.<\/p><nav class=\"eh-pagination\" aria-label=\"Account results pages\"><\/nav><\/div><\/div>\r\n    <\/section>\r\n    \r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-group eh-editorial-section is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h2 class=\"wp-block-heading\" id=\"best-bank-bonuses-and-promotions\">Best Bank Bonuses and Promotions<\/h2>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Below, learn more about each account and why we picked it.<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-group eh-review is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h3 class=\"wp-block-heading\">Associated Bank Checking<\/h3>\r\n\r\n<div class=\"wp-block-columns eh-review-overview is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/5e65b1c094-logo.png\" alt=\"Associated Bank Checking\" loading=\"lazy\"><\/figure>\r\n<p class=\"eh-review-rating wp-block-paragraph\"><strong>5.0<\/strong> \/ 5 \u2014 Rating \u00b7 Risk Grade: B+<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Best for High Balances<\/strong><\/p>\r\n\r\n<div class=\"wp-block-columns eh-review-facts is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Bonus Amount<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">$600<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Expiration<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">October 31, 2026<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Monthly Maintenance Fee<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">$0-$25<\/p>\r\n\r\n<p class=\"eh-muted wp-block-paragraph\">(waivable)<\/p>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" open><summary>Our Expert Review<\/summary>\r\n\r\n<p class=\"wp-block-paragraph\">Our testing found that Associated Bank has the best bank bonus for high balances, earning a 5-star rating from our research team. If you live in one of the Midwestern states where Associated Bank operates, you\u2019re eligible to earn a $600 bonus if you maintain a daily average balance of $10,000 or more and meet requirements.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">You can choose from three checking accounts: Access Checking (no monthly fee), Associated Bank Balanced Checking ($9 monthly fee) and Associated Bank Choice Checking ($25 monthly fee). Associated Bank customers have access to 30,000 fee-free ATMs, early pay and budgeting tools.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">With Associated Bank Choice Checking, you receive two monthly surcharge fee refunds for out-of-network ATMs, up to $20. This account also earns interest, though it\u2019s fairly low at 0.05% APY.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">You\u2019ll have to pay a monthly fee for Balanced Checking or Choice Checking, and the requirements to waive those fees may be difficult to meet for some customers.<\/p>\r\n\r\n<\/details>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Pros &amp; Cons<\/summary>\r\n\r\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Three checking accounts to choose from<\/td><td>Branches in limited states<\/td><\/tr><tr><td>Wide ATM network<\/td><td>Monthly fees for two of three accounts<\/td><\/tr><tr><td>Digital budgeting tools<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\r\n\r\n<\/details>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>How to Qualify<\/summary>\r\n\r\n<p class=\"wp-block-paragraph\">Open an Associated Bank Checking account (Access Checking, Balanced Checking or Choice Checking) and set up direct deposit. Within 90 days, receive at least $500 in direct deposits (paychecks, government benefits, etc.).<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">The average daily balance in your accounts will be calculated on Day 90 (or the previous business day) and will determine your bonus. If you maintain a combined average daily balance of $10,000 or more, you\u2019ll receive $600 within 120 days of account opening.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">You could also receive a smaller bonus of $400 for maintaining a balance of $5,000 to $9,999,999, or $300 for maintaining a balance of $1,000 to $4.999.99.<\/p>\r\n\r\n<\/details>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-group eh-review is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h3 class=\"wp-block-heading\">Chase Total Checking\u00ae + Chase Savings\u2120<\/h3>\r\n\r\n<div class=\"wp-block-columns eh-review-overview is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/ad1f82133d-chase-logo-removebg-preview.png\" alt=\"Chase Total Checking\u00ae + Chase Savings\u2120\" loading=\"lazy\"><\/figure>\r\n<p class=\"eh-review-rating wp-block-paragraph\"><strong>4.3<\/strong> \/ 5 \u2014 Rating \u00b7 Risk Grade: B+<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Best for Savers<\/strong><\/p>\r\n\r\n<div class=\"wp-block-columns eh-review-facts is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Bonus Amount<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">$900<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Expiration<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">January 27, 2027<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Monthly Maintenance Fee<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">$15; $0 with requirements*<\/p>\r\n\r\n<p class=\"eh-muted wp-block-paragraph\">(both waivable)<\/p>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" open><summary>Our Expert Review<\/summary>\r\n\r\n<p class=\"wp-block-paragraph\">Our testing found that Chase has the best bank bonus for savers, earning a 4.3-star rating from our research team. This bonus is generous if you have a sizeable amount saved, and you can receive it quickly. Chase is a reliable brick-and-mortar option, especially if you value in-person banking and customer service.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">The main drawback of this offer is that Chase Savings earns a disappointing APY. If you\u2019d like to maximize the interest you earn on your savings long-term, you\u2019re better off choosing an online bank with a <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-high-yield-savings-accounts\/\">high-yield savings account<\/a>.<\/p>\r\n\r\n<\/details>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Pros &amp; Cons<\/summary>\r\n\r\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Generous offer with a reasonable deposit requirement<\/td><td>Must open both a checking and savings account<\/td><\/tr><tr><td>Wide ATM network<\/td><td>Low APY on savings<\/td><\/tr><tr><td>In-person banking and customer service<\/td><td>Monthly fee for both accounts if certain requirements are not met<\/td><\/tr><tr><td>Convenience of having checking and savings accounts at the same bank<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\r\n\r\n<\/details>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>How to Qualify<\/summary>\r\n\r\n<p class=\"wp-block-paragraph\">To qualify, open a new Chase Total Checking\u00ae + Chase Savings\u2120 account at the same time. Visit the offer page to open the accounts or receive a coupon to your email.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">After opening your accounts, set up direct deposit with your checking account and receive at least one direct deposit within 90 days. You must also deposit at least $15,000 in new money into your savings account within the first 30 days. This money has to come from an external source, not another Chase account.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Maintain at least $15,000 in the savings account for 90 days after opening your accounts. Once you complete all the requirements for both accounts, you\u2019ll receive the $900 bonus within 15 days.<\/p>\r\n\r\n<\/details>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-group eh-review is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h3 class=\"wp-block-heading\">Huntington Perks Checking<\/h3>\r\n\r\n<div class=\"wp-block-columns eh-review-overview is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/3d87640134-huntington_bank_mortgage-removebg-preview.png\" alt=\"Huntington Perks Checking\" loading=\"lazy\"><\/figure>\r\n<p class=\"eh-review-rating wp-block-paragraph\"><strong>4.3<\/strong> \/ 5 \u2014 Rating \u00b7 Risk Grade: B+<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Best for ATM Fee Reimbursements<\/strong><\/p>\r\n\r\n<div class=\"wp-block-columns eh-review-facts is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Bonus Amount<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">$400<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Expiration<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">January 15, 2027<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Monthly Maintenance Fee<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">$10<\/p>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" open><summary>Our Expert Review<\/summary>\r\n\r\n<p class=\"wp-block-paragraph\">Our testing found that Huntington Bank has the best bank bonus for ATM reimbursements, earning a 4.4-star rating from our research team. We like that Huntington offers reimbursements of up to five out-of-network ATM fees each month, which can save you a sizable sum if you draw cash from ATMs often.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Huntington Perks Checking account has no minimum deposit requirement, earns an APY of 0.02% and charges a $10 monthly fee that can be waived with $1,000 in total monthly deposits (or $5,000 in total relationship balances).<\/p>\r\n\r\n<\/details>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Pros &amp; Cons<\/summary>\r\n\r\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Reimbursement of up to five out-of-network ATM fees each month<\/td><td>$10 monthly fee<\/td><\/tr><tr><td>Credit score monitoring<\/td><td>Low APY<\/td><\/tr><tr><td>No minimum deposit requirement<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\r\n\r\n<\/details>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>How To Qualify<\/summary>\r\n\r\n<p class=\"wp-block-paragraph\">To qualify for the $400 bonus offer, you must open a new Huntington Perks Checking account with a promotion code you can get on the <a href=\"https:\/\/www.huntington.com\/checking-account-promotions-bonuses-offers\">application page<\/a>.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">You must also set up and receive total qualifying direct deposits of $500 or more within 90 days from account opening and maintain an open account status on the eligible checking account for 90 days.<\/p>\r\n\r\n<\/details>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-group eh-review is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h3 class=\"wp-block-heading\">Fifth Third Momentum\u00ae Checking<\/h3>\r\n\r\n<div class=\"wp-block-columns eh-review-overview is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/106a2e0d8e-53-bank.png\" alt=\"Fifth Third Momentum\u00ae Checking\" loading=\"lazy\"><\/figure>\r\n<p class=\"eh-review-rating wp-block-paragraph\"><strong>4.2<\/strong> \/ 5 \u2014 Rating \u00b7 Risk Grade: B+<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Best for Fast Cash<\/strong><\/p>\r\n\r\n<div class=\"wp-block-columns eh-review-facts is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Bonus Amount<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">$300<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Expiration<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">January 4, 2027<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Monthly Maintenance Fee<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">$0<\/p>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" open><summary>Our Expert Review<\/summary>\r\n\r\n<p class=\"wp-block-paragraph\">Our testing found that Fifth Third Bank has the best bank bonus for fast cash, earning a 4.2-star rating from our research team. The biggest advantage of pursuing this bonus is the ability to get your cash quickly. Other banks may deposit your bonus money within several months. Meanwhile, Fifth Third Bank will send you your bonus within 10 days of meeting the conditions of the promotion.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">We also like that the Fifth Third Momentum\u00ae Checking account is fee-free and has no minimum balance requirement, plus you may get paychecks up to two days early for free.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">The rate on the Fifth Third Momentum\u00ae Checking account is just 0.01% APY, so if you\u2019re on the hunt for a competitive interest-bearing account, this might not be the best option.<\/p>\r\n\r\n<\/details>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Pros &amp; Cons<\/summary>\r\n\r\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>No monthly fee<\/td><td>Branches limited to 11 states<\/td><\/tr><tr><td>No minimum deposit requirement<\/td><td>Low APY<\/td><\/tr><tr><td>Early paychecks<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\r\n\r\n<\/details>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>How To Qualify<\/summary>\r\n\r\n<p class=\"wp-block-paragraph\">Open an account online or at a branch and receive $500 or more in direct deposits within 90 days of opening the account. You\u2019ll get your bonus within 10 days of making qualifying deposits.<\/p>\r\n\r\n<\/details>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-group eh-review is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h3 class=\"wp-block-heading\">Capital One 360 Checking Account<\/h3>\r\n\r\n<div class=\"wp-block-columns eh-review-overview is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/715d1b407b-capital-one-logo.png\" alt=\"Capital One 360 Checking Account\" loading=\"lazy\"><\/figure>\r\n<p class=\"eh-review-rating wp-block-paragraph\"><strong>4.1<\/strong> \/ 5 \u2014 Rating \u00b7 Risk Grade: B+<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Best for Online-Only Banking<\/strong><\/p>\r\n\r\n<div class=\"wp-block-columns eh-review-facts is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Bonus Amount<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">Earn $250<\/p>\r\n\r\n<p class=\"eh-muted wp-block-paragraph\">when you open a new 360 Checking account and receive at least two qualifying direct deposits of $500 each within 75 days of opening your account<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Expiration<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">Not disclosed<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Monthly Maintenance Fee<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">$0<\/p>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" open><summary>Our Expert Review<\/summary>\r\n\r\n<p class=\"wp-block-paragraph\">Our testing found that Capital One has the best bank bonus for online-only banking, earning a 4.1-star rating from our research team. We like that Capital One 360 Checking Account accounts have no monthly fees, no minimum balance to open and no overdraft fees.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Plus, you get access to 70,000 fee-free ATMs and cafe locations where you may be able to get in-person banking assistance. Interest on the account is 0.10% APY, which isn\u2019t significant, but it is higher than the national average of 0.07%.<\/p>\r\n\r\n<\/details>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Pros &amp; Cons<\/summary>\r\n\r\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Earns interest<\/td><td>Higher yields elsewhere<\/td><\/tr><tr><td>No monthly maintenance fee<\/td><td>Limited in-person branch services<\/td><\/tr><tr><td>No minimum deposit requirement<\/td><td><\/td><\/tr><tr><td>70,000+ fee-free ATMs<\/td><td><\/td><\/tr><tr><td>No overdraft fees<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\r\n\r\n<\/details>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Details<\/summary>\r\n\r\n<ul class=\"wp-block-list\">\r\n<li>Get paid up to two days sooner with early direct deposit feature<\/li>\r\n\r\n<li>Overdraft protection options: auto-decline, free transfer, no fee overdraft<\/li>\r\n\r\n<li>Earn $250 bonus offer by opening a new account with code CHECKING250 and set up and receive at least two qualifying direct deposits, each of $500 or more, within 75 days of account opening<\/li>\r\n<\/ul>\r\n\r\n<\/details>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>How To Qualify<\/summary>\r\n\r\n<p class=\"wp-block-paragraph\">Open a Capital One 360 Checking Account account with promo code CHECKING250. Then set up and receive at least two qualifying direct deposits of $500 or more within 75 days of account opening. If you meet the requirements, you\u2019ll get the bonus deposited within 135 days of account opening. Terms Apply.<\/p>\r\n\r\n<\/details>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-group eh-editorial-section is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\">Capital One 360 Checking Account 03\/12\/2025<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-group eh-review is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h3 class=\"wp-block-heading\">Equity Bank Simply Free Checking and Savings<\/h3>\r\n\r\n<div class=\"wp-block-columns eh-review-overview is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/f4067969de-equitybank_header_logo.svg\" alt=\"Equity Bank Simply Free Checking and Savings\" loading=\"lazy\"><\/figure>\r\n<p class=\"eh-review-rating wp-block-paragraph\"><strong>3.8<\/strong> \/ 5 \u2014 Rating \u00b7 Risk Grade: B+<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Best for No Maintenance or ATM Fees<\/strong><\/p>\r\n\r\n<div class=\"wp-block-columns eh-review-facts is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Bonus Amount<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">$400<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Expiration<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">December 31, 2026<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Monthly Maintenance Fee<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">$0<\/p>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" open><summary>Our Expert Review<\/summary>\r\n\r\n<p class=\"wp-block-paragraph\">Our testing found that Equity Bank has the best bank bonus for no maintenance or ATM fees, earning a 3.8-star rating from our research team. Equity Bank\u2019s Simply Free Checking account stands out for offering no monthly fees and no ATM fees at any ATM nationwide.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Plus, account holders get access to online banking, early paycheck direct deposits and free credit monitoring. If you open a new checking and savings account, you can secure a $400 bonus.<\/p>\r\n\r\n<\/details>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Pros &amp; Cons<\/summary>\r\n\r\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>No monthly maintenance fee<\/td><td>$100 opening deposit required<\/td><\/tr><tr><td>No out-of-network ATM fees<\/td><td>Limited branch locations in central U.S. states, such as Kansas, Oklahoma, Missouri and Nebraska<\/td><\/tr><\/tbody><\/table><\/figure>\r\n\r\n<\/details>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>How To Qualify<\/summary>\r\n\r\n<p class=\"wp-block-paragraph\">Open a new Equity Bank Checking and Savings Account and use the code BEGIN online or in person at a branch. Then activate and use your debit card and receive a total of $1,000 in direct deposits within 45 days of account opening. Once you meet the requirements, the $400 bonus will be deposited into your bank account.<\/p>\r\n\r\n<\/details>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-group eh-review is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h3 class=\"wp-block-heading\">SoFi Checking and Savings Account<\/h3>\r\n\r\n<div class=\"wp-block-columns eh-review-overview is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/0675f3d477-SoFi-logo-crop.png\" alt=\"SoFi Checking and Savings Account\" loading=\"lazy\"><\/figure>\r\n<p class=\"eh-review-rating wp-block-paragraph\"><strong>3.5<\/strong> \/ 5 \u2014 Rating \u00b7 Risk Grade: A<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Best for High APYs<\/strong><\/p>\r\n\r\n<div class=\"wp-block-columns eh-review-facts is-layout-flex wp-container-core-columns-is-layout-7387b849 wp-block-columns-is-layout-flex\">\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Bonus Amount<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">$50 or $400\u00b2<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Expiration<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">December 31, 2026<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Monthly Maintenance Fee<\/strong><\/p>\r\n\r\n<p class=\"wp-block-paragraph\">$0\u00b3<\/p>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" open><summary>Our Expert Review<\/summary>\r\n\r\n<p class=\"wp-block-paragraph\">Our testing found that SoFi Checking and Savings has the best bank bonus for high APYs, earning a 3.5-star rating from our research team. SoFi Checking and Savings is an attractive option for those in search of low fees, high yields and a solid online banking experience. This is a combined checking and savings account, but you can use just one or both depending on your needs, without paying any penalties.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">SoFi\u2019s lack of fees makes it a strong contender for those looking for an <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/best-online-banks\/\">online bank<\/a>, and it offers 0.50% APY on checking and up to 3.30%\u00b9 APY on savings if you set up eligible direct deposit, by depositing $5,000 or more every 31 days. Customers who don\u2019t meet this criteria earn 1.00% APY on savings balances. In addition to standard FDIC insurance, SoFi offers additional insurance up to $3 million\u2077.<\/p>\r\n\r\n<\/details>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Pros &amp; Cons<\/summary>\r\n\r\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Solid APYs on checking and savings<\/td><td>Direct deposit requirement to earn highest rate and other perks<\/td><\/tr><tr><td>Additional FDIC insurance<\/td><td>No branches<\/td><\/tr><tr><td>No monthly fees<\/td><td><\/td><\/tr><tr><td>Early paycheck<\/td><td><\/td><\/tr><tr><td>No withdrawal or transfer fees<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\r\n\r\n<\/details>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Details<\/summary>\r\n\r\n<p class=\"wp-block-paragraph\">Open a new SoFi online bank account and sign up for direct deposit. If you already have a SoFi account but have never signed up for direct deposit before, you\u2019re still eligible for the bonus.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">To earn $400\u00b2, receive at least one direct deposit (paycheck, pension payment, government benefit payment), with deposits totaling $5,000 or more. Once you receive your first direct deposit, you have 25 days to reach the $5,000 minimum. If you complete those requirements, SoFi will reward you within seven business days.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">If you can\u2019t quite meet the $5,000 direct-deposit minimum, you might still qualify for a $50 bonus. That requires at least $1,000 in direct deposits.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Disclosures:<\/strong><\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><em>*Earn up to 4.40% Annual Percentage Yield (APY) on one SoFi Savings account with a 1.10% APY Boost (added to the 3.30% APY as of 10\/20\/26) for up to 6 months. Open your first SoFi Checking and Savings account and receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 12\/31\/27. Rates are variable, subject to change. Terms apply at<\/em><a href=\"https:\/\/www.sofi.com\/banking#4\">sofi.com\/banking#4.<\/a><em>SoFi Bank, N.A. Member FDIC.<\/em><\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><em><sup>1<\/sup> Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 9\/23\/26. There is no minimum balance requirement. Fees may reduce earnings. Additional rates and information can be found at <a href=\"https:\/\/www.sofi.com\/legal\/banking-rate-sheet\">https:\/\/www.sofi.com\/legal\/banking-rate-sheet<\/a>.<\/em>.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><em>\u00b2New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more) OR $400 (with at least $5,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more). Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 5\/15\/2026 and will be available through 12\/31\/2026. Full terms at sofi.com\/banking. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC.<br>SoFi members with Eligible Direct Deposit can earn 3.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 0.80% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 9\/23\/26. Fees may reduce earnings. Additional information can be found<\/em><em>at <a href=\"http:\/\/www.sofi.com\/legal\/banking-rate-sheet\">http:\/\/www.sofi.com\/legal\/banking-rate-sheet<\/a><\/em><\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><em><sup>3<\/sup> We do not charge any account, service, or maintenance fees for SoFi Checking and Savings. We do charge transaction fees for outgoing wire transfers, Instant Transfers, and global remittance transfers. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at <a href=\"http:\/\/sofi.com\/legal\/banking-fees\/\">sofi.com\/legal\/banking-fees\/<\/a>.<\/em><\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><em><sup>4<\/sup> Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary.<\/em><\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><em><sup>5<\/sup> Overdraft Coverage is a feature automatically offered to SoFi Checking and Savings account holders who receive at least $1,000 or more in Eligible Direct Deposits within a rolling 31 calendar day period on a recurring basis. Eligible Direct Deposit is defined on the SoFi Bank Rate Sheet, available at https:\/\/www.sofi.com\/legal\/banking-rate-sheet. Members enrolled in Overdraft Coverage may be covered for up to $50 in negative balances on SoFi Bank debit card purchases only. Overdraft Coverage does not apply to P2P transfers, bill payments, checks, or other non-debit card transactions. Members with a prior history of unpaid negative balances are not eligible for Overdraft Coverage. Eligibility for Overdraft Coverage is determined by SoFi Bank in its sole discretion. Members can check their enrollment status, if eligible, at any time by logging into their account through the SoFi app or on the SoFi website.<\/em><\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><em><sup>6<\/sup> We\u2019ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees may be incurred when using out-of-network ATMs. SoFi\u2019s ATM policies are subject to change at our discretion at any time.<\/em><\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><strong><em><sup>\u2077<\/sup><\/em><em>SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per depositor per legal category of account ownership, as described in the FDIC\u2019s regulations. Any additional FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $3M through participation in the program. See full terms at <a href=\"http:\/\/SoFi.com\/banking\/fdic\/sidpterms\">SoFi.com\/banking\/fdic\/sidpterms.<\/a> See list of participating banks at <a href=\"http:\/\/SoFi.com\/banking\/fdic\/participatingbanks\">SoFi.com\/banking\/fdic\/participatingbanks.<\/a><\/em><\/strong><\/p>\r\n\r\n<\/details>\r\n\r\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>SoFi Checking &amp; Savings APY History<\/summary>\r\n\r\n<p class=\"wp-block-paragraph\">See how the APY for this savings account has changed over time. The chart below shows the saved rate history.<\/p>\r\n\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" fetchpriority=\"low\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/b6a03e3cc2-full.png\" alt=\"SoFi Checking and Savings Account APY History \u2014 saved chart\" loading=\"lazy\"><\/figure>\r\n<\/details>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-group eh-editorial-section is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\">SoFi Checking and Savings Account 10\/20\/2026<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-group eh-editorial-section is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h2 class=\"wp-block-heading\" id=\"comparison-the-best-bank-bonuses-and-promotions\">Comparison: The Best Bank Bonuses and Promotions<\/h2>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">To help you compare options, below is a list of the top bank bonuses available and their expiration dates.<\/p>\r\n\r\n\r\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Provider<\/th><th>Details<\/th><\/tr><\/thead><tbody><tr><td>Associated Bank Checking                                         October 31, 2026<\/td><td>Ratings                                                                                            5\t\t\t\t\t\t\t\tRating                                                                                                                          Bonus                                                $600                                                                                Expiration                                                October 31, 2026<\/td><\/tr><tr><td>Chase Total Checking\u00ae + Chase Savings\u2120                                         January 27, 2027<\/td><td>Ratings                                                                                            4.3\t\t\t\t\t\t\t\tRating                                                                                                                          Bonus                                                $900                                                                                Expiration                                                January 27, 2027<\/td><\/tr><tr><td>Huntington Perks Checking                                         January 15, 2027<\/td><td>Ratings                                                                                            4.3\t\t\t\t\t\t\t\tRating                                                                                                                          Bonus                                                $400                                                                                Expiration                                                January 15, 2027<\/td><\/tr><tr><td>Fifth Third Momentum\u00ae Checking                                         January 4, 2027<\/td><td>Ratings                                                                                            4.2\t\t\t\t\t\t\t\tRating                                                                                                                          Bonus                                                $300                                                                                Expiration                                                January 4, 2027<\/td><\/tr><tr><td>Capital One 360 Checking Account                                         Not disclosed<\/td><td>Ratings                                                                                            4.1\t\t\t\t\t\t\t\tRating                                                                                                                          Bonus                                                Earn $250                                                                                Expiration                                                Not disclosed<\/td><\/tr><tr><td>Equity Bank Simply Free Checking and Savings                                         December 31, 2026<\/td><td>Ratings                                                                                            3.8\t\t\t\t\t\t\t\tRating                                                                                                                          Bonus                                                $400                                                                                Expiration                                                December 31, 2026<\/td><\/tr><tr><td>SoFi Checking and Savings Account                                         December 31, 2026<\/td><td>Ratings                                                                                            3.5\t\t\t\t\t\t\t\tRating                                                                                                                          Bonus                                                $50 or $400 with eligible direct deposit\u00b2                                                                                Expiration                                                December 31, 2026<\/td><\/tr><\/tbody><\/table><\/figure>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><em>Most Popular is calculated from the number of times each affiliate product was selected by Forbes Advisor users over a six month time period.<\/em><\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-group eh-editorial-section is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h2 class=\"wp-block-heading\" id=\"compare-conditions-to-obtain-bank-bonuses\">Compare Conditions To Obtain Bank Bonuses<\/h2>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Below is a table with an overview of the top bonuses and the requirements customers must meet to earn the bonuses.<\/p>\r\n\r\n\r\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>ACCOUNT<\/td><td>RATING<\/td><td>BONUS<\/td><td>CONDITIONS<\/td><\/tr><tr><td>Associated Bank Checking<\/td><td>5<\/td><td>$600<\/td><td>Open a qualifying account, set up direct deposit and receive at least $500 in direct deposits within 90 days.;\r\nThe average daily balance in your accounts will be calculated from Day 31 to Day 90 to determine the bonus.<\/td><\/tr><tr><td>Huntington Bank Perks Checking<\/td><td>4.3<\/td><td>$400<\/td><td>Open a new account with the promotion code you can get on the <a href=\"https:\/\/www.huntington.com\/checking-account-promotions-bonuses-offers\">application page<\/a>.;\r\nSet up and receive total qualifying direct deposits of $500 or more within 90 days from account opening.<\/td><\/tr><tr><td>Chase Total Checking<\/td><td>4.3<\/td><td>$900<\/td><td>Open an eligible account, set up direct deposit with your checking account and receive at least one direct deposit within 90 days. Deposit at least $15,000 in new money into your savings account within the first 30 days.;\r\nMaintain at least $15,000 in the savings account for 90 days after opening your accounts.<\/td><\/tr><tr><td>Fifth Third Momentum Checking<\/td><td>4.2<\/td><td>$300<\/td><td>Open an account and receive $500 or more in direct deposits within 90 days of account opening.<\/td><\/tr><tr><td>Capital One 360 Checking<\/td><td>4.1<\/td><td>Earn $250<\/td><td>Open an eligible account with promo code CHECKING250.;\r\nSet up and receive at least two direct deposits of $500 or more within 75 days of account opening.<\/td><\/tr><tr><td>Equity Bank Simply Free Checking and Savings<\/td><td>3.8<\/td><td>$400<\/td><td>Open new eligible accounts and use the code BEGIN online or in person at a branch.;\r\nActivate and use your debit card and receive a total of $1,000 in direct deposits within 45 days of account opening.<\/td><\/tr><tr><td>SoFi Checking + Savings<\/td><td>3.5<\/td><td>$50 or $400 with eligible direct deposit\u00b2<\/td><td>Open an account and receive at least one direct deposit (paycheck, pension payment, government benefit payment), with deposits totaling $5,000 or more. Once you receive your first direct deposit, you have 25 days to reach the $5,000 minimum.;\r\nIf you can\u2019t quite meet the $5,000 direct-deposit minimum, you might still qualify for a $50 bonus. That requires at least $1,000 in direct deposits.<\/td><\/tr><\/tbody><\/table><\/figure>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-group eh-editorial-section is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h2 class=\"wp-block-heading\" id=\"review-bank-minimum-balance-requirements-and-fees\">Review Bank Minimum Balance Requirements and Fees<\/h2>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Bank accounts that offer bonuses may have monthly fees and minimum balance requirements to consider when reviewing offers. Below are various banking fees and conditions to be aware of before opening an account from our list.<\/p>\r\n\r\n\r\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>ACCOUNT<\/td><td>RATING<\/td><td>MONTHLY MAINTENANCE FEE<\/td><td>MINIMUM BALANCE REQUIREMENT<\/td><td>OVERDRAFT FEE<\/td><td>ATM WITHDRAWAL FEES<\/td><\/tr><tr><td>Associated Bank Checking<\/td><td>5.0<\/td><td>$0-$25 (waivable with eligible direct deposits)<\/td><td>Minimum deposit $25 to $100<\/td><td>$32<\/td><td>$3.50 per transaction at out-of-network ATMs<\/td><\/tr><tr><td>Huntington Bank Perks Checking<\/td><td>4.3<\/td><td>$10 (waivable with eligible direct deposits)<\/td><td>None<\/td><td>$15<\/td><td>$3.50 per transaction at non-Huntington ATMs<\/td><\/tr><tr><td>Chase Total Checking<\/td><td>4.3<\/td><td>$15; $0 with requirements* for checking (waivable with eligible direct deposits)<\/td><td>None<\/td><td>$34<\/td><td>$3 to $5 per transaction at non-Chase ATMs<\/td><\/tr><tr><td>Fifth Third Momentum Checking<\/td><td>4.2<\/td><td>Up to $25 (waivable with eligible deposits)<\/td><td>None<\/td><td>$35<\/td><td>$3.50 per transaction<\/td><\/tr><tr><td>Capital One 360 Checking<\/td><td>4.1<\/td><td>None<\/td><td>None<\/td><td>None<\/td><td>Fees may apply to transactions on ATMs not branded as Capital One, MoneyPass\u00ae or Allpoint\u00ae<\/td><\/tr><tr><td>Equity Bank Simply Free Checking and Savings<\/td><td>3.8<\/td><td>None<\/td><td>$100<\/td><td>$34.98 per transaction<\/td><td>No ATM fees at any ATM<\/td><\/tr><tr><td>SoFi Checking + Savings<\/td><td>3.5<\/td><td>$0\u00b3<\/td><td>None<\/td><td>None<\/td><td>None<\/td><\/tr><\/tbody><\/table><\/figure>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-group eh-editorial-section is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h2 class=\"wp-block-heading\" id=\"how-to-find-a-bank-sign-up-bonus\">How To Find a Bank Sign-Up Bonus<\/h2>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Banks and credit unions usually promote welcome offers on their websites, so you can start by searching for the name of a bank you\u2019re interested in with the word \u201cbonus.\u201d Keep in mind that some promotions depend on location, so you might have to enter a ZIP code before you can access an offer.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Sometimes, a financial institution will contact potential customers directly through the mail. If you receive a flyer in the mail advertising a promotion, you can follow the instructions to learn more or sign up.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Be wary of emails that advertise bank bonuses, as they may or may not be legitimate. The safest course of action is to refrain from clicking any links and instead search the bank\u2019s official website and find its customer support page. Contact customer service directly and ask them if the promotion is real.<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-group eh-editorial-section is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h2 class=\"wp-block-heading\" id=\"how-to-choose-the-best-bank-bonus\">How To Choose the Best Bank Bonus<\/h2>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Just because a bank bonus ranked highly on our list doesn\u2019t necessarily mean it\u2019s the right choice for you. Before signing up for an account to benefit from its welcome offer, consider the following:<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Does the account itself make sense for you?<\/strong><\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">A bank bonus is worth applying for only if the account and the institution meet your requirements. If you value in-person banking, you shouldn\u2019t choose a welcome offer from an online-only bank, for example.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Consider the fees you may have to pay and whether you\u2019ll be able to meet minimum balance requirements. Also look into transaction limits, ATM access and the customer support offered.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Will you be able to meet the bonus requirements?<\/strong><\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">A welcome offer may be enticing, but it also should be attainable. Some bonuses require significant balances or specific direct deposit minimums. Make sure to read the fine print before signing up for an account to confirm you\u2019ll actually be able to score the bonus.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">If needed, contact customer service to clarify anything you\u2019re unsure about before signing up.<\/p>\r\n\r\n\r\n<h3 class=\"wp-block-heading\">Can I Get Multiple Bank Bonuses?<\/h3>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Yes, you can receive multiple bank bonuses by meeting offer requirements at more than one financial institution.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">You might also be able to qualify for more than one bonus from the same bank, but this depends on the bank\u2019s policies. Often, a bank will allow customers to benefit from multiple offers, as long as they\u2019re for different account types. For example, you might be able to score a checking account bonus and a savings account bonus, but not two checking account bonuses.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">The terms listed on an offer page will usually let you know the specifics, but if you\u2019re unsure, you can contact customer support to get a clear answer.<\/p>\r\n\r\n\r\n<h3 class=\"wp-block-heading\">How Many Bank Accounts Can I Have?<\/h3>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">You can have as many bank accounts as you want (though not necessarily at the same bank). However, most people find that having one checking account and one savings account is enough.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">If, however, you want to separate your savings based on different short- or long-term goals, you can have multiple accounts. Many accounts also have a savings bucket feature, which lets you separate funds into different categories under the same account.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">The Federal Deposit Insurance Corp. and National Credit Union Administration, which provide insurance for deposit account balances in case a bank or credit union fails, cover up to $250,000 per account type, per institution. So, if your balance exceeds that amount, you may want to put your money into accounts at different banks to ensure all your funds are protected.<\/p>\r\n\r\n\r\n<h3 class=\"wp-block-heading\">Do I Have to Pay Taxes on Bank Bonuses?<\/h3>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Yes, you must pay taxes on bank bonuses because they\u2019re considered taxable income. Your bank or credit union will usually send you a Form 1099-INT or Form 1099-MISC if you earn a bonus. You\u2019ll need to file those earnings when you submit your income taxes.<\/p>\r\n\r\n<\/div>\r\n\r\n\r\n<div class=\"wp-block-group eh-editorial-section is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<h2 class=\"wp-block-heading\" id=\"banks-we-monitor\">Banks We Monitor<\/h2>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">We monitor offers, rates, fees and other account details from the following banks, credit unions and financial technology companies to determine the best bank bonuses:<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Affinity Federal Credit Union, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/alliant-credit-union-review\/\">Alliant Credit Union<\/a>, Associated Bank, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/axos-bank-review\/\">Axos Bank<\/a>, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/bank-of-america-review\/\">Bank of America<\/a>, Barclays, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/bmo-review\/\">BMO<\/a>, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/capital-one-360-bank-review\/\">Capital One<\/a>, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/charles-schwab-review\/\">Charles Schwab<\/a>, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/chase-bank-review\/\">Chase<\/a>, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/citibank-review\/\">Citi<\/a>, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/citizens-bank-review\/\">Citizens Bank<\/a>, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/discover-bank-review\/\">Discover<\/a>, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/everbank-review\/\">EverBank<\/a>, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/fifth-third-bank-promotions-bonus\/\">Fifth Third Bank<\/a>, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/first-tech-federal-review\/\">First Tech Federal Credit Union<\/a>, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/hsbc-bank-review\/\">HSBC<\/a>, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/checking\/huntington-bank-business-checking-review\/\">Huntington Bank<\/a>, KeyBank, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/pnc-bank-review\/\">PNC Bank<\/a>, Popular Bank, Regions Bank, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/sofi-bank-review\/\">SoFi<\/a>, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/td-bank-review\/\">TD Bank<\/a>, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/bbt-now-truist-review\/\">Truist<\/a>, <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/us-bank-review\/\">U.S. Bank<\/a>, UNIFY Financial Credit Union, Upgrade and <a href=\"https:\/\/www.forbes.com\/advisor\/banking\/wells-fargo-bank-review\/\">Wells Fargo<\/a>.<\/p>\r\n\r\n<\/div>\r\n\r\n<div class=\"wp-block-group eh-closing is-layout-flow wp-block-group-is-layout-flow\">\r\n\r\n<p class=\"wp-block-paragraph\">Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results.<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Forbes Advisor adheres to strict <a href=\"https:\/\/www.forbes.com\/advisor\/about-us\/\">editorial integrity standards<\/a>. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author\u2019s alone and have not been provided, approved, or otherwise endorsed by our <a href=\"https:\/\/www.forbes.com\/advisor\/advertiser-disclosure\/\">partners<\/a>.<\/p>\r\n\r\n<figure class=\"eh-site-image wp-block-elevated-health-site-image\"><img decoding=\"async\" src=\"https:\/\/bankcardbonuses.com\/wp-content\/plugins\/elevated-health-blocks\/assets\/images\/5e13923e0c-Taylor-Bio-Photo-2-88x88.jpeg\" alt=\"Taylor Medine\" loading=\"lazy\"><\/figure>\r\n\r\n<p class=\"wp-block-paragraph\">Taylor Medine<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Staff Writer<\/p>\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Taylor Medine is a staff writer for Forbes Advisor with over 10 years of experience writing guides and articles that demystify personal finance topics, such as how to repay debt, build credit and manage student loans.<\/p>\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Next Up In Banking<\/h2>\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><a href=\"https:\/\/www.forbes.com\/advisor\/banking\/best-online-banks\/\">Best Online Banks<\/a><\/li>\r\n\r\n<li><a href=\"https:\/\/www.forbes.com\/advisor\/banking\/safest-banks-in-the-us\/\">Safest Banks In The U.S.<\/a><\/li>\r\n\r\n<li><a href=\"https:\/\/www.forbes.com\/advisor\/banking\/best-debit-cards-kids-teens\/\">Best Debit Cards For Kids And Teens<\/a><\/li>\r\n\r\n<li><a href=\"https:\/\/www.forbes.com\/advisor\/banking\/best-budgeting-apps\/\">Best Budgeting Apps<\/a><\/li>\r\n\r\n<li><a href=\"https:\/\/www.forbes.com\/advisor\/banking\/best-credit-unions\/\">Best Credit Unions<\/a><\/li>\r\n<\/ul>\r\n\r\n<\/div>\r\n\r\n<\/div>\r\n","protected":false},"excerpt":{"rendered":"<p>We independently select all products and services. While we earn a commission from partner links, commissions do not affect our editors\u2019 opinions or evaluations. ADVISOR \u203a BANKING \u203a BEST BANK BONUSES AND PROMOTIONS OF OCTOBER 2026 Bonuses And Promotions Of October 2026: Earn Up To $900 In Bonuses Audited &amp; Verified: Nov 2, 2026, 10:40am [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-14","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/bankcardbonuses.com\/index.php?rest_route=\/wp\/v2\/pages\/14","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankcardbonuses.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bankcardbonuses.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bankcardbonuses.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankcardbonuses.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=14"}],"version-history":[{"count":1,"href":"https:\/\/bankcardbonuses.com\/index.php?rest_route=\/wp\/v2\/pages\/14\/revisions"}],"predecessor-version":[{"id":15,"href":"https:\/\/bankcardbonuses.com\/index.php?rest_route=\/wp\/v2\/pages\/14\/revisions\/15"}],"wp:attachment":[{"href":"https:\/\/bankcardbonuses.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=14"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}